# Financely vs The Checkbook

The clearest difference is price: Financely at Free against The Checkbook's $4.99. Financely also leads on in-app purchases (none vs 2) and update cadence (every 4 days vs fortnightly). The Checkbook's advantage is rating (4.8 vs 4.0) and review sentiment (76% vs 55%). On ads and monetization model there is nothing between them.

Financely is free to download; The Checkbook costs $4.99 up front. The Checkbook sells 2 in-app purchases, starting at $1.99 per month. Financely asks for nothing beyond the download.

The Checkbook holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: The Checkbook has 994 ratings behind it against 28, so its average is the more settled of the two. Written reviews point the same way: 55% of Financely's written reviews are positive against 76% of The Checkbook's.

Financely ships an update every 4 days, The Checkbook fortnightly. The most recent releases landed on October 20, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Financely | The Checkbook |
| --- | --- | --- |
| Price | **Free** | $4.99 |
| Rating | [4.0 (28 ratings)](https://appshunter.io/ios/app/financely/id1491309602/reviews) | **[4.8 (994 ratings)](https://appshunter.io/ios/app/the-checkbook/id6468368811/reviews)** |
| Number of ratings | 28 | **994** |
| Positive reviews | 54.5% of reviews | **76.1% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Fortnightly |
| Monetization | Free | Free |
| Best chart rank | — | **#40** |
| Size | 96 MB | 61 MB |
| Requires iOS | **10.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Eric Phung](https://appshunter.io/developer/1033799367) | [Four One Four 213, LLC](https://appshunter.io/developer/1709830108) |

## What reviewers say

### Financely

[App page](https://appshunter.io/ios/app/financely/id1491309602)

Organize and manage your personal expenses with a beautiful, minimalistic interface. Log daily transactions, track spending with custom categories, and view spending metrics. Back up your data and sign in for future updates and features.

**Highlights:** Beautiful and easy-to-use interface, Log daily expenses and income, Custom spending categories, View spending metrics, Data backup and restore, Ad-free experience

**Features:** macOS Compatibility

**In-app purchases:** none


### The Checkbook

[App page](https://appshunter.io/ios/app/the-checkbook/id6468368811)

**Currently charting:** #40 Top Paid · Finance (US App Store)

Manage your finances on the go with this transaction tracker. Easily record income and expenses, schedule upcoming bills, and reconcile with your bank statements for accurate balance tracking. Offers multiple accounts, customizable themes, and secure access.

**Highlights:** Real-time transaction tracking, Upcoming bill and deposit scheduling, Bank account reconciliation, Multiple account management, Customizable color themes, Transaction search and filtering, Recurring transaction setup

**Features:** Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Shared Storage - Monthly | $1.99 | per month |
| Shared Storage - Annual | $19.99 | per year |

**What reviewers like**

- 💻 Easy to use
- 🔍 Helps track finances
- 📱 Convenient mobile app
- 🧮 Simple check register
- 🔒 Secure with Face ID

**What reviewers complain about**

- 🔢 Limited account name length
- 🔍 Difficult to view past transactions
- 🔢 No custom currency options
- 🐛 Data loss issues
- 🚫 No iPad-optimized layout

**Reported bugs**

- Data loss and sync issues
- Incorrect transaction display
- Recurring transactions not working as expected

**Requested features**

- 📊 Spending reports and analytics
- 🔁 More recurring transaction options
- 🖨️ Check printing capability
- 🔀 Ability to split transactions
- 🔄 Easier transaction editing/deletion


## Frequently asked questions

### Is Financely free?

Financely is free to download, with no in-app purchases.

### Is The Checkbook free?

The Checkbook costs $4.99, and also offers in-app purchases.

### Which has better reviews, Financely or The Checkbook?

The Checkbook is rated higher. Financely averages 4.0 out of 5 from 28 ratings, while The Checkbook averages 4.8 from 994 ratings.

### Do Financely or The Checkbook have ads?

Neither Financely nor The Checkbook shows ads.

### Which is updated more often, Financely or The Checkbook?

Financely ships an update every 4 days, and The Checkbook fortnightly. Most recently, Financely was updated on October 20, 2026 and The Checkbook on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*