# Extraco eBank vs VeraBank Mobile

The clearest difference is rating: VeraBank Mobile at 4.7 against Extraco eBank's 4.4. Extraco eBank's advantage is review sentiment (87% vs 78%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VeraBank Mobile holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 1.8K and 3.5K respectively. Written reviews complicate that: 87% of Extraco eBank's written reviews are positive against 78% of VeraBank Mobile's, so the app with the better star average is not the one people write more warmly about.

Extraco eBank ships an update every 2 months, VeraBank Mobile every 4 months. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Extraco eBank | VeraBank Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (1.8K ratings)](https://appshunter.io/ios/app/extraco-ebank/id1491516388/reviews) | **[4.7 (3.5K ratings)](https://appshunter.io/ios/app/verabank-mobile/id1638976516/reviews)** |
| Number of ratings | 1.8K | **3.5K** |
| Positive reviews | **87.1% of reviews** | 77.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 33 MB | 57 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Extraco Banks](https://appshunter.io/developer/417482907) | [VeraBank, Inc.](https://appshunter.io/developer/430908945) |

## What reviewers say

### Extraco eBank

[App page](https://appshunter.io/ios/app/extraco-ebank/id1491516388)

Manage your finances conveniently with a secure banking app. Features include card management, budgeting tools, and the ability to link external accounts for a comprehensive financial overview.

**Highlights:** Card swap for multiple service providers, Financial management and budgeting tools, Turn debit card on/off, Set travel alerts, Link external accounts

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient and functional
- 🔒 Secure with extra protection
- 💡 Helpful scam alerts
- 👍 Friendly and professional customer service

**What reviewers complain about**

- 🐛 Occasional login issues
- 🐛 Difficulty navigating bill pay
- 🐛 Inconsistent user experience after updates
- 🐛 Lack of detailed transaction notes
- 🐛 Trouble depositing checks via mobile

**Reported bugs**

- Frequent log-outs and password resets required
- Mobile deposit feature not working consistently
- Transactions not always displaying correctly

**Requested features**

- Add built-in calculator
- Improve transaction categorization and budgeting
- Provide option for dark mode
- Allow minors to deposit checks
- Enhance transfer history and recurring payments


### VeraBank Mobile

[App page](https://appshunter.io/ios/app/verabank-mobile/id1638976516)

Manage your finances with this app, offering account management, mobile check deposit, bill payments, and fund transfers. Track spending, set budgets, and view external accounts all in one place. Access treasury management services and apply for new accounts or loans.

**Highlights:** Account management and history, Mobile check deposit, Bill pay and fund transfers, Spending tracking and budgeting, Treasury management services, Apply for new accounts and loans, Biometric login and quick balance

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient features
- 💯 Excellent customer service
- 🔒 Secure banking
- 🎨 Visually appealing

**What reviewers complain about**

- 🐛 Glitchy performance
- 🕰️ Slow to update
- 🔒 Frustrating login issues
- 📄 Complicated interface
- 🚫 Restricted functionality

**Reported bugs**

- Frequent app crashes
- Login screen freezes
- Inconsistent mobile deposit processing
- Delayed transaction updates
- Compatibility issues with newer devices

**Requested features**

- Customizable app layout
- Improved bill pay options
- Seamless external account integration
- Automatic logout timer
- Enhanced mobile deposit capabilities


## Frequently asked questions

### Is Extraco eBank free?

Extraco eBank is free to download, with no in-app purchases.

### Is VeraBank Mobile free?

VeraBank Mobile is free to download, with no in-app purchases.

### Which has better reviews, Extraco eBank or VeraBank Mobile?

VeraBank Mobile is rated higher. Extraco eBank averages 4.4 out of 5 from 1.8K ratings, while VeraBank Mobile averages 4.7 from 3.5K ratings.

### Do Extraco eBank or VeraBank Mobile have ads?

Neither Extraco eBank nor VeraBank Mobile shows ads.

### Which is updated more often, Extraco eBank or VeraBank Mobile?

Extraco eBank ships an update every 2 months, and VeraBank Mobile every 4 months. Most recently, Extraco eBank was updated on October 26, 2026 and VeraBank Mobile on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*