# Extraco eBank vs Texell Digital Banking

The clearest difference is review sentiment: Extraco eBank at 87% against Texell Digital Banking's 60%. Extraco eBank also leads on monetization model (free vs free with in-app purchases) and iOS requirement (16.0 vs 18.4). Texell Digital Banking's advantage is rating (4.8 vs 4.4) and update cadence (monthly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Texell Digital Banking holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 1.8K and 5.5K respectively. Written reviews complicate that: 87% of Extraco eBank's written reviews are positive against 60% of Texell Digital Banking's, so the app with the better star average is not the one people write more warmly about.

Extraco eBank ships an update every 2 months, Texell Digital Banking monthly. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Extraco eBank | Texell Digital Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (1.8K ratings)](https://appshunter.io/ios/app/extraco-ebank/id1491516388/reviews) | **[4.8 (5.5K ratings)](https://appshunter.io/ios/app/texell-digital-banking/id6449260464/reviews)** |
| Number of ratings | 1.8K | **5.5K** |
| Positive reviews | **87.1% of reviews** | 60.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 33 MB | 176 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Extraco Banks](https://appshunter.io/developer/417482907) | [Texell Credit Union](https://appshunter.io/developer/583148358) |

## What reviewers say

### Extraco eBank

[App page](https://appshunter.io/ios/app/extraco-ebank/id1491516388)

Manage your finances conveniently with a secure banking app. Features include card management, budgeting tools, and the ability to link external accounts for a comprehensive financial overview.

**Highlights:** Card swap for multiple service providers, Financial management and budgeting tools, Turn debit card on/off, Set travel alerts, Link external accounts

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient and functional
- 🔒 Secure with extra protection
- 💡 Helpful scam alerts
- 👍 Friendly and professional customer service

**What reviewers complain about**

- 🐛 Occasional login issues
- 🐛 Difficulty navigating bill pay
- 🐛 Inconsistent user experience after updates
- 🐛 Lack of detailed transaction notes
- 🐛 Trouble depositing checks via mobile

**Reported bugs**

- Frequent log-outs and password resets required
- Mobile deposit feature not working consistently
- Transactions not always displaying correctly

**Requested features**

- Add built-in calculator
- Improve transaction categorization and budgeting
- Provide option for dark mode
- Allow minors to deposit checks
- Enhance transfer history and recurring payments


### Texell Digital Banking

[App page](https://appshunter.io/ios/app/texell-digital-banking/id6449260464)

Manage your finances on the go with a secure and easy-to-use mobile banking app. Organize transactions, set up alerts, transfer funds, and deposit checks remotely. Access rewards, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Add tags, notes, and photos to transactions, Set balance alerts, Transfer money between accounts, Mobile check deposit, Redeem BONUS Rewards points, Manage debit card (reorder/turn off), View and save monthly statements, Find branches and ATMs, Aggregate financial accounts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient digital banking
- 👍 Great customer service
- 💡 Convenient features like budgets and goals
- 👍 Easy to use app

**What reviewers complain about**

- 🐛 Transfer to member feature not working
- 🐛 Frequent log-in required when switching between app and other apps
- 👎 Lack of important account details like APY/interest rate and transaction limits
- 👎 Confusing navigation and layout changes
- 👎 Difficult to add outside accounts for transfers

**Reported bugs**

- App not loading or updating properly
- Compatibility issues with older devices
- Bill pay not working as expected

**Requested features**

- Joint accounts with separate logins
- Easier access to account due dates and transaction history


## Frequently asked questions

### Is Extraco eBank free?

Extraco eBank is free to download, with no in-app purchases.

### Is Texell Digital Banking free?

Texell Digital Banking is free to download, with no in-app purchases.

### Which has better reviews, Extraco eBank or Texell Digital Banking?

Texell Digital Banking is rated higher. Extraco eBank averages 4.4 out of 5 from 1.8K ratings, while Texell Digital Banking averages 4.8 from 5.5K ratings.

### Do Extraco eBank or Texell Digital Banking have ads?

Neither Extraco eBank nor Texell Digital Banking shows ads.

### Which is updated more often, Extraco eBank or Texell Digital Banking?

Extraco eBank ships an update every 2 months, and Texell Digital Banking monthly. Most recently, Extraco eBank was updated on November 7, 2026 and Texell Digital Banking on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*