# Retirement Plan Access vs PenServ Plan Services

The clearest difference is update cadence: PenServ Plan Services at every 15 months against Retirement Plan Access's every 36 months. Retirement Plan Access's advantage is iOS requirement (11.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Retirement Plan Access ships an update every 36 months, PenServ Plan Services every 15 months. The most recent releases landed on June 4, 2026 and September 7, 2026 respectively.

## The numbers

| Metric | Retirement Plan Access | PenServ Plan Services |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (2 ratings)](https://appshunter.io/ios/app/retirement-plan-access/id1491602542/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 36 months | **Every 15 months** |
| Monetization | Free | — |
| Size | 24 MB | 15 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Oklahoma Financial Center Inc](https://appshunter.io/developer/1491602541) | [PenServ Plan Services, Inc.](https://appshunter.io/developer/1558804588) |

## What reviewers say

### Retirement Plan Access

[App page](https://appshunter.io/ios/app/retirement-plan-access/id1491602542)

Access your employee-sponsored retirement plan managed by the Oklahoma Financial Center. Get immediate access to your plan details and manage your finances on the go.

**Highlights:** Immediate plan access, Employee-sponsored plans, Financial management, Oklahoma Financial Center managed

**Features:** macOS Compatibility

**In-app purchases:** none


### PenServ Plan Services

[App page](https://appshunter.io/ios/app/penserv-plan-services/id1558804586)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Retirement Plan Access free?

Retirement Plan Access is free to download, with no in-app purchases.

### Is PenServ Plan Services free?

PenServ Plan Services is free to download, with no in-app purchases.

### Do Retirement Plan Access or PenServ Plan Services have ads?

Neither Retirement Plan Access nor PenServ Plan Services shows ads.

### Which is updated more often, Retirement Plan Access or PenServ Plan Services?

Retirement Plan Access ships an update every 36 months, and PenServ Plan Services every 15 months. Most recently, Retirement Plan Access was updated on June 4, 2026 and PenServ Plan Services on September 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*