# Retirement Plan Access vs Ramp

The clearest difference is rating: Ramp at 4.9 against Retirement Plan Access's 3.5. Ramp also leads on update cadence (every 5 days vs every 36 months) and ratings volume (48K vs 2). Retirement Plan Access's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ramp holds the better App Store score, 4.9 against 3.5. That said, the two scores are not equally well evidenced: Ramp has 48K ratings behind it against 2, so its average is the more settled of the two.

Retirement Plan Access ships an update every 36 months, Ramp every 5 days. The most recent releases landed on October 8, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Retirement Plan Access | Ramp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (2 ratings)](https://appshunter.io/ios/app/retirement-plan-access/id1491602542/reviews) | **[4.9 (48K ratings)](https://appshunter.io/ios/app/ramp/id1628197245/reviews)** |
| Number of ratings | 2 | **48K** |
| Positive reviews | — | 70.8% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 36 months | **Every 5 days** |
| Monetization | **Free** | Ad-supported |
| Best chart rank | — | **#86** |
| Size | 24 MB | 297 MB |
| Requires iOS | **11.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Oklahoma Financial Center Inc](https://appshunter.io/developer/1491602541) | [Ramp Business Corporation](https://appshunter.io/developer/1627288960) |

## What reviewers say

### Retirement Plan Access

[App page](https://appshunter.io/ios/app/retirement-plan-access/id1491602542)

Access your employee-sponsored retirement plan managed by the Oklahoma Financial Center. Get immediate access to your plan details and manage your finances on the go.

**Highlights:** Immediate plan access, Employee-sponsored plans, Financial management, Oklahoma Financial Center managed

**Features:** macOS Compatibility

**In-app purchases:** none


### Ramp

[App page](https://appshunter.io/ios/app/ramp/id1628197245)

**Currently charting:** #86 Top Free · Finance (US App Store)

This finance automation platform streamlines corporate spending with features like corporate cards, expense management, and bill payments. The mobile app allows users to manage expenses on the go, submit reports, and view transaction history.

**Highlights:** Corporate card management, Expense reporting, Bill payments, Accounting automation, Receipt capture, Spend request management

**Features:** Apple Wallet, Vision Pro support, iPhone Duo support

**In-app purchases:** none

**What reviewers like**

- 🚀 Incredible, user-friendly, intuitive, seamless, convenient, efficient, streamlined, and time-saving
- 👍 Easy to use, simple, clean, and well-designed interface
- 🔒 Reliable, secure, and trustworthy
- 💡 Innovative features like virtual cards and receipt matching

**What reviewers complain about**

- 🐛 Bugs, crashes, and compatibility issues with some devices
- 🔍 Limited functionality compared to other expense management tools
- 💰 Forces use of Ramp credit card, which may not be suitable for all businesses
- 📝 Redundant and intrusive feedback requests

**Reported bugs**

- Login issues and cards failing to load
- Receipt upload failures and missing transaction details
- Incompatibility with older iOS devices

**Requested features**

- Ability to add multiple receipts to a single expense report
- Approval functionality within the mobile app
- Support for foreign currency transactions and custom exchange rates
- Customizable expense coding and reporting rules
- Integration with more accounting and ERP systems


## Frequently asked questions

### Is Retirement Plan Access free?

Retirement Plan Access is free to download, with no in-app purchases.

### Is Ramp free?

Ramp is free to download, with no in-app purchases.

### Which has better reviews, Retirement Plan Access or Ramp?

Ramp is rated higher. Retirement Plan Access averages 3.5 out of 5 from 2 ratings, while Ramp averages 4.9 from 48K ratings.

### Do Retirement Plan Access or Ramp have ads?

Ramp shows ads; Retirement Plan Access does not.

### Which is updated more often, Retirement Plan Access or Ramp?

Retirement Plan Access ships an update every 36 months, and Ramp every 5 days. Most recently, Retirement Plan Access was updated on October 8, 2026 and Ramp on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*