# Retirement Plan Access vs Meritrust Mobile

The clearest difference is rating: Meritrust Mobile at 4.6 against Retirement Plan Access's 3.5. Meritrust Mobile also leads on update cadence (every 2 months vs every 36 months) and ratings volume (7.8K vs 2). Retirement Plan Access's advantage is iOS requirement (11.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Meritrust Mobile holds the better App Store score, 4.6 against 3.5. That said, the two scores are not equally well evidenced: Meritrust Mobile has 7.8K ratings behind it against 2, so its average is the more settled of the two.

Retirement Plan Access ships an update every 36 months, Meritrust Mobile every 2 months. The most recent releases landed on October 8, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Retirement Plan Access | Meritrust Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (2 ratings)](https://appshunter.io/ios/app/retirement-plan-access/id1491602542/reviews) | **[4.6 (7.8K ratings)](https://appshunter.io/ios/app/meritrust-mobile/id6444189039/reviews)** |
| Number of ratings | 2 | **7.8K** |
| Positive reviews | — | 16.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 36 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 24 MB | 19 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Oklahoma Financial Center Inc](https://appshunter.io/developer/1491602541) | [Meritrust Credit Union](https://appshunter.io/developer/457535062) |

## What reviewers say

### Retirement Plan Access

[App page](https://appshunter.io/ios/app/retirement-plan-access/id1491602542)

Access your employee-sponsored retirement plan managed by the Oklahoma Financial Center. Get immediate access to your plan details and manage your finances on the go.

**Highlights:** Immediate plan access, Employee-sponsored plans, Financial management, Oklahoma Financial Center managed

**Features:** macOS Compatibility

**In-app purchases:** none


### Meritrust Mobile

[App page](https://appshunter.io/ios/app/meritrust-mobile/id6444189039)

Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.

**Highlights:** View account balances and transaction history, Pay bills, Transfer funds between accounts, Deposit checks, Locate branches or ATMs

**In-app purchases:** none

**What reviewers like**

- 🙂 Kind and helpful staff
- 👍 Accessible for visually impaired users
- 💡 Customizable app layout

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow loading times
- 🤔 Confusing and outdated user interface
- 🔍 Lack of important features from previous app
- 🤯 Forced migration to new app with poor user experience

**Reported bugs**

- Scheduled payments not processing correctly
- Incorrect account balance information
- Login issues and inability to access accounts

**Requested features**

- Bring back quick balance widget
- Improve transaction search and filtering
- Add support for landscape mode on tablets


## Frequently asked questions

### Is Retirement Plan Access free?

Retirement Plan Access is free to download, with no in-app purchases.

### Is Meritrust Mobile free?

Meritrust Mobile is free to download, with no in-app purchases.

### Which has better reviews, Retirement Plan Access or Meritrust Mobile?

Meritrust Mobile is rated higher. Retirement Plan Access averages 3.5 out of 5 from 2 ratings, while Meritrust Mobile averages 4.6 from 7.8K ratings.

### Do Retirement Plan Access or Meritrust Mobile have ads?

Neither Retirement Plan Access nor Meritrust Mobile shows ads.

### Which is updated more often, Retirement Plan Access or Meritrust Mobile?

Retirement Plan Access ships an update every 36 months, and Meritrust Mobile every 2 months. Most recently, Retirement Plan Access was updated on October 8, 2026 and Meritrust Mobile on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*