# Federated mySHIELD vs ValorPay

The clearest difference is review sentiment: Federated mySHIELD at 100% against ValorPay's 43%. Federated mySHIELD also leads on rating (5.0 vs 3.9) and iOS requirement (13.0 vs 18.4). ValorPay's advantage is monetization model (free vs ad-supported) and ratings volume (117 vs 15). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Federated mySHIELD holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: ValorPay has 117 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 100% of Federated mySHIELD's written reviews are positive against 43% of ValorPay's.

Federated mySHIELD ships an update monthly, ValorPay every 6 weeks. The most recent releases landed on October 13, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Federated mySHIELD | ValorPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (15 ratings)](https://appshunter.io/ios/app/federated-myshield/id1491829029/reviews)** | [3.9 (117 ratings)](https://appshunter.io/ios/app/valorpay/id1528123418/reviews) |
| Number of ratings | 15 | **117** |
| Positive reviews | **100.0% of reviews** | 42.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 24 MB | 40 MB |
| Requires iOS | **13.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Federated Mutual Insurance Company](https://appshunter.io/developer/1491829028) | [VALOR PAYTECH LLC](https://appshunter.io/developer/1707512588) |

## What reviewers say

### Federated mySHIELD

[App page](https://appshunter.io/ios/app/federated-myshield/id1491829029)

Access risk management tools for your business, including industry-specific training, certificate management, and efficient lists for vehicles and drivers. Report claims and manage invoices conveniently. The app also allows for user management and access level control.

**Highlights:** Industry-specific training, Certificate management, Vehicle and driver lists, Report claims, Pay and manage invoices, User management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ValorPay

[App page](https://appshunter.io/ios/app/valorpay/id1528123418)

This application provides merchants with a live feed of their store's transactions. It enables manual credit card transaction entry, batch closing, settlement reports, and direct support ticket logging.

**Highlights:** Live transaction feed, Manual key-in credit card transactions, Close batches, Get settlement reports, Log support tickets

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Federated mySHIELD free?

Federated mySHIELD is free to download, with no in-app purchases.

### Is ValorPay free?

ValorPay is free to download, with no in-app purchases.

### Which has better reviews, Federated mySHIELD or ValorPay?

Federated mySHIELD is rated higher. Federated mySHIELD averages 5.0 out of 5 from 15 ratings, while ValorPay averages 3.9 from 117 ratings.

### Do Federated mySHIELD or ValorPay have ads?

Neither Federated mySHIELD nor ValorPay shows ads.

### Which is updated more often, Federated mySHIELD or ValorPay?

Federated mySHIELD ships an update monthly, and ValorPay every 6 weeks. Most recently, Federated mySHIELD was updated on October 13, 2026 and ValorPay on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*