# Federated mySHIELD vs dlxPAY

The clearest difference is update cadence: Federated mySHIELD at monthly against dlxPAY's every 2 months. Federated mySHIELD also leads on review sentiment (100% vs 88%). dlxPAY's advantage is monetization model (free vs ad-supported). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Federated mySHIELD against 4.9 for dlxPAY. Both are backed by a comparable volume of ratings — 15 and 14 respectively. Written reviews are what separate them: 100% of Federated mySHIELD's written reviews are positive against 88% of dlxPAY's.

Federated mySHIELD ships an update monthly, dlxPAY every 2 months. The most recent releases landed on October 13, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Federated mySHIELD | dlxPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (15 ratings)](https://appshunter.io/ios/app/federated-myshield/id1491829029/reviews)** | [4.9 (14 ratings)](https://appshunter.io/ios/app/dlxpay/id6502401442/reviews) |
| Number of ratings | **15** | 14 |
| Positive reviews | **100.0% of reviews** | 87.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Ad-supported | **Free** |
| Size | 24 MB | 239 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Federated Mutual Insurance Company](https://appshunter.io/developer/1491829028) | [Deluxe Corp](https://appshunter.io/developer/419706056) |

## What reviewers say

### Federated mySHIELD

[App page](https://appshunter.io/ios/app/federated-myshield/id1491829029)

Access risk management tools for your business, including industry-specific training, certificate management, and efficient lists for vehicles and drivers. Report claims and manage invoices conveniently. The app also allows for user management and access level control.

**Highlights:** Industry-specific training, Certificate management, Vehicle and driver lists, Report claims, Pay and manage invoices, User management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### dlxPAY

[App page](https://appshunter.io/ios/app/dlxpay/id6502401442)

This payment app offers a secure point-of-sale solution for merchants, enabling easy payment processing and comprehensive business management from a mobile device. It integrates with hardware for contactless and chip card transactions, providing detailed sales analytics.

**Highlights:** Secure payment processing, Ingenico Moby Reader integration, Contactless and EMV chip card acceptance, Comprehensive business management portal, Sales tracking and item management, Detailed business analytics, Intuitive user interface

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Federated mySHIELD free?

Federated mySHIELD is free to download, with no in-app purchases.

### Is dlxPAY free?

dlxPAY is free to download, with no in-app purchases.

### Which has better reviews, Federated mySHIELD or dlxPAY?

Federated mySHIELD is rated higher. Federated mySHIELD averages 5.0 out of 5 from 15 ratings, while dlxPAY averages 4.9 from 14 ratings.

### Do Federated mySHIELD or dlxPAY have ads?

Neither Federated mySHIELD nor dlxPAY shows ads.

### Which is updated more often, Federated mySHIELD or dlxPAY?

Federated mySHIELD ships an update monthly, and dlxPAY every 2 months. Most recently, Federated mySHIELD was updated on October 13, 2026 and dlxPAY on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*