# Kari the Lender vs ROCAgent

The clearest difference is in-app purchases: Kari the Lender at none against ROCAgent's 2. Kari the Lender also leads on iOS requirement (12.0 vs 16.0). ROCAgent's advantage is update cadence (every 2 months vs every 13 months) and ratings volume (7 vs 1). On price, rating, ads and device support there is nothing between them.

Both are free to download. ROCAgent sells 2 in-app purchases, starting at $0.99 per month. Kari the Lender asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Kari the Lender against 5.0 for ROCAgent. That said, the two scores are not equally well evidenced: ROCAgent has 7 ratings behind it against 1, so its average is the more settled of the two.

Kari the Lender ships an update every 13 months, ROCAgent every 2 months. The most recent releases landed on October 7, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Kari the Lender | ROCAgent |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/kari-the-lender/id1491837038/reviews) | [5.0 (7 ratings)](https://appshunter.io/ios/app/rocagent/id6670211225/reviews) |
| Number of ratings | 1 | **7** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 13 months | **Every 2 months** |
| Monetization | **Free** | Freemium |
| Size | 85 MB | 361 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 9+ |
| Developer | [Kari Phillips](https://appshunter.io/developer/1491837037) | [ROC Title, LLC](https://appshunter.io/developer/1765320485) |

## What reviewers say

### Kari the Lender

[App page](https://appshunter.io/ios/app/kari-the-lender/id1491837038)

This business app offers tools for mortgage referrals and signing up for real estate continuing education classes. It includes exclusive bonus content and class materials accessible via a special in-app scanner.

**Highlights:** Submit mortgage referrals, Sign up for Realtor CE classes, Access bonus content, Use in-app scanner for class materials, Convenient smartphone access

**In-app purchases:** none


### ROCAgent

[App page](https://appshunter.io/ios/app/rocagent/id6670211225)

This app helps real estate professionals quickly generate seller net sheets and buyer estimates with preloaded calculations. It offers a free plan for basic estimates and a premium subscription for unlimited access and advanced features.

**Highlights:** City/county specific closing costs, Professional seller net sheets, Buyer estimate generation, Free plan for basic estimates, Premium subscription with advanced features, 30-day free trial for premium

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |


## Frequently asked questions

### Is Kari the Lender free?

Kari the Lender is free to download, with no in-app purchases.

### Is ROCAgent free?

ROCAgent is free to download, with in-app purchases available.

### Which has better reviews, Kari the Lender or ROCAgent?

Kari the Lender and ROCAgent are both rated 5.0 out of 5 on the App Store, from 1 and 7 ratings respectively.

### Do Kari the Lender or ROCAgent have ads?

Neither Kari the Lender nor ROCAgent shows ads.

### Which is updated more often, Kari the Lender or ROCAgent?

Kari the Lender ships an update every 13 months, and ROCAgent every 2 months. Most recently, Kari the Lender was updated on October 7, 2026 and ROCAgent on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*