# Time Merits vs Ask Julie Ryan®

The clearest difference is in-app purchases: Time Merits at none against Ask Julie Ryan®'s 2. Time Merits also leads on iOS requirement (11.0 vs 15.1). Ask Julie Ryan®'s advantage is update cadence (every 4 days vs monthly). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Ask Julie Ryan® sells 2 in-app purchases, starting at $7.99 per month. Time Merits asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Time Merits against 5.0 for Ask Julie Ryan®. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

Time Merits ships an update monthly, Ask Julie Ryan® every 4 days. The most recent releases landed on October 10, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Time Merits | Ask Julie Ryan® |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/time-merits/id1491845346/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/ask-julie-ryan/id6762006229/reviews) |
| Number of ratings | 1 | **2** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 4 days** |
| Monetization | **Free** | Freemium |
| Size | 56 MB | 38 MB |
| Requires iOS | **11.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Perry Shalom](https://appshunter.io/developer/879993307) | [Clement Inc.](https://appshunter.io/developer/1892415430) |

## What reviewers say

### Time Merits

[App page](https://appshunter.io/ios/app/time-merits/id1491845346)

Exchange services with others using time as currency instead of money. Offer your skills to earn time credits, then spend those credits to receive services from other users. It's a community-based system for bartering skills and time.

**Highlights:** Time banking system, Exchange services without money, Earn time credits by providing services, Spend time credits on other users' services, Wide range of service categories

**Features:** macOS Compatibility

**In-app purchases:** none


### Ask Julie Ryan®

[App page](https://appshunter.io/ios/app/ask-julie-ryan/id6762006229)

Receive daily spiritual inspiration and personalized guidance from a medical intuitive. Submit questions for video answers and access exclusive behind-the-scenes content. Connect with a community and find clarity during life transitions.

**Highlights:** Daily inspired messages, Personalized video question answers, Community Q&A feed, Premium exclusive content, Links to other resources

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $7.99 | per month |
| Premium Yearly | $79.99 | per year |


## Frequently asked questions

### Is Time Merits free?

Time Merits is free to download, with no in-app purchases.

### Is Ask Julie Ryan® free?

Ask Julie Ryan® is free to download, with in-app purchases available.

### Which has better reviews, Time Merits or Ask Julie Ryan®?

Time Merits and Ask Julie Ryan® are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do Time Merits or Ask Julie Ryan® have ads?

Neither Time Merits nor Ask Julie Ryan® shows ads.

### Which is updated more often, Time Merits or Ask Julie Ryan®?

Time Merits ships an update monthly, and Ask Julie Ryan® every 4 days. Most recently, Time Merits was updated on October 10, 2026 and Ask Julie Ryan® on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*