# EFS PayControl vs Banana Pay

The clearest difference is rating: Banana Pay at 3.8 against EFS PayControl's 1.9. Banana Pay also leads on review sentiment (42% vs 0%) and ratings volume (62 vs 10). EFS PayControl's advantage is update cadence (every 2 months vs every 6 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Banana Pay holds the better App Store score, 3.8 against 1.9. That said, the two scores are not equally well evidenced: Banana Pay has 62 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 0% of EFS PayControl's written reviews are positive against 42% of Banana Pay's.

EFS PayControl ships an update every 2 months, Banana Pay every 6 months. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | EFS PayControl | Banana Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (10 ratings)](https://appshunter.io/ios/app/efs-paycontrol/id1491960130/reviews) | **[3.8 (62 ratings)](https://appshunter.io/ios/app/banana-pay/id1634610654/reviews)** |
| Number of ratings | 10 | **62** |
| Positive reviews | 0.0% of reviews | **41.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 6 months |
| Monetization | Free | Free |
| Size | 21 MB | 108 MB |
| Requires iOS | **14.5** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [WEX, Inc.](https://appshunter.io/developer/480887519) | [Banana Pay LLC](https://appshunter.io/developer/1339658812) |

## What reviewers say

### EFS PayControl

[App page](https://appshunter.io/ios/app/efs-paycontrol/id1491960130)

Manage your EFS card finances on the go. Access real-time balances, view transaction history, register checks, and transfer funds to external accounts. This secure app provides convenient control over your EFS card.

**Highlights:** Real-time card balances, Transaction history review, Check registration, Fund transfers, EFS card access and control

**Features:** macOS Compatibility

**In-app purchases:** none


### Banana Pay

[App page](https://appshunter.io/ios/app/banana-pay/id1634610654)

Send money internationally with competitive exchange rates and low fees. This service specializes in same-day remittances and offers excellent customer support for your financial transactions.

**Highlights:** International money transfers, Competitive exchange rates, Low fees, Same-day remittances, Excellent customer service

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is EFS PayControl free?

EFS PayControl is free to download, with no in-app purchases.

### Is Banana Pay free?

Banana Pay is free to download, with no in-app purchases.

### Which has better reviews, EFS PayControl or Banana Pay?

Banana Pay is rated higher. EFS PayControl averages 1.9 out of 5 from 10 ratings, while Banana Pay averages 3.8 from 62 ratings.

### Do EFS PayControl or Banana Pay have ads?

Neither EFS PayControl nor Banana Pay shows ads.

### Which is updated more often, EFS PayControl or Banana Pay?

EFS PayControl ships an update every 2 months, and Banana Pay every 6 months. Most recently, EFS PayControl was updated on October 22, 2026 and Banana Pay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*