# Mercury | Bank Differently vs ShiftFund

The clearest difference is monetization model: ShiftFund at free against Mercury | Bank Differently's freemium. Mercury | Bank Differently's advantage is ratings volume (14K vs 2). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Mercury | Bank Differently against 5.0 for ShiftFund. That said, the two scores are not equally well evidenced: Mercury | Bank Differently has 14K ratings behind it against 2, so its average is the more settled of the two.

## The numbers

| Metric | Mercury | Bank Differently | ShiftFund |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (14K ratings)](https://appshunter.io/ios/app/mercury-bank-differently/id1491984028/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/shiftfund/id6803772917/reviews)** |
| Number of ratings | **14K** | 2 |
| Positive reviews | 63.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | — |
| Monetization | Freemium | **Free** |
| Size | 146 MB | 1 MB |
| Requires iOS | 18.0 | **17.6** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Mercury Technologies, Inc.](https://appshunter.io/developer/1491984027) | [Miguel Maldonado](https://appshunter.io/developer/6796547426) |

## What reviewers say

### Mercury | Bank Differently

[App page](https://appshunter.io/ios/app/mercury-bank-differently/id1491984028)

This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.

**Highlights:** Business banking, Personal accounts, Payment processing, Expense management, Invoicing, Bill pay, High-interest savings

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Robust platform for startups and small businesses
- 👍 Intuitive and user-friendly app
- 🔒 Secure banking experience
- 💡 Unique features like virtual and physical debit cards
- 🤝 Responsive and helpful customer support

**What reviewers complain about**

- 🕰️ Slow response times and delayed customer service
- 🔒 Overly intensive security measures causing login difficulties
- 🕰️ Slow check deposit and fund availability
- 🚫 Lack of phone support and only email-based communication
- 🤔 Unclear account approval and rejection criteria

**Reported bugs**

- Debit cards randomly stop working
- Verification process often fails without explanation
- Funds get held up between linked accounts
- Inability to link external bank accounts

**Requested features**

- Add phone support and live chat
- Reduce check deposit time
- Increase transfer limits
- Implement dark mode and customizable themes
- Provide more detailed account and transaction information


### ShiftFund

[App page](https://appshunter.io/ios/app/shiftfund/id6803772917)

Understand where your money goes by comparing expected income after expenses with your actual available funds. Identify spending patterns, make informed decisions about expenses, and visualize the financial impact of potential changes.

**Highlights:** Identify spending gaps, Visualize financial patterns, Compare current vs. planned habits, Quick 'what if' scenarios, Decision making for expenses

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mercury | Bank Differently free?

Mercury | Bank Differently is free to download, with no in-app purchases.

### Is ShiftFund free?

ShiftFund is free to download, with no in-app purchases.

### Which has better reviews, Mercury | Bank Differently or ShiftFund?

ShiftFund is rated higher. Mercury | Bank Differently averages 4.9 out of 5 from 14K ratings, while ShiftFund averages 5.0 from 2 ratings.

### Do Mercury | Bank Differently or ShiftFund have ads?

Neither Mercury | Bank Differently nor ShiftFund shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*