# Southgate Wallet vs LoanZone

The clearest difference is update cadence: Southgate Wallet at every 2 weeks against LoanZone's every 2 months. LoanZone's advantage is review sentiment (50% vs 33%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Southgate Wallet ships an update every 2 weeks, LoanZone every 2 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | Southgate Wallet | LoanZone |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 33.3% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 92 MB | 45 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Southgate Financial Services Pty Ltd](https://appshunter.io/developer/1492023198) | [Resimac Group Ltd](https://appshunter.io/developer/1696025682) |

## What reviewers say

### Southgate Wallet

[App page](https://appshunter.io/ios/app/southgate-wallet/id1492023199)

Manage your Southgate Salary Packaging Cards securely and conveniently from anywhere. Check balances, view transaction history, and track your spending 24/7. Exclusively for Southgate Salary Packaging Services customers with active accounts.

**Highlights:** Check live card balance, View transaction history, Track spending, Secure 24/7 access, Login with existing portal credentials

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### LoanZone

[App page](https://appshunter.io/ios/app/loanzone/id6454726676)

Manage your home loan with self-service features. Track and adjust repayments, transfer funds, and access BPAY. You can also manage your Visa debit card and update your postal address.

**Highlights:** Track and manage home loans, Set custom repayments, Transfer funds to external accounts, Access BPAY, Manage Visa debit card, Update postal address, Raise service requests

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Southgate Wallet free?

Southgate Wallet is free to download, with no in-app purchases.

### Is LoanZone free?

LoanZone is free to download, with no in-app purchases.

### Do Southgate Wallet or LoanZone have ads?

Neither Southgate Wallet nor LoanZone shows ads.

### Which is updated more often, Southgate Wallet or LoanZone?

Southgate Wallet ships an update every 2 weeks, and LoanZone every 2 months. Most recently, Southgate Wallet was updated on November 3, 2026 and LoanZone on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*