# FirstMonie vs EmbassyCard

The clearest difference is update cadence: FirstMonie at every 3 weeks against EmbassyCard's every 6 weeks. EmbassyCard's advantage is iOS requirement (13.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FirstMonie ships an update every 3 weeks, EmbassyCard every 6 weeks. The most recent releases landed on October 23, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | FirstMonie | EmbassyCard |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (65 ratings)](https://appshunter.io/ios/app/firstmonie/id1492034108/reviews)** | — |
| Number of ratings | **65** | — |
| Positive reviews | 20.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 6 weeks |
| Monetization | Free | — |
| Size | 161 MB | 77 MB |
| Requires iOS | 15.5 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Bank of Nigeria Limited](https://appshunter.io/developer/969048464) | [Zollikon Tate Limited](https://appshunter.io/developer/1522662491) |

## What reviewers say

### FirstMonie

[App page](https://appshunter.io/ios/app/firstmonie/id1492034108)

This mobile money service allows users to send and receive funds, purchase airtime, and pay bills directly from their phone. It offers convenient access to a mobile wallet, enabling transactions without a traditional bank account.

**Highlights:** Send and receive money, Buy airtime and data, Pay bills and subscriptions, Make purchases from merchants, Self-registration in 3 minutes, Fund wallet from debit card or bank account

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### EmbassyCard

[App page](https://appshunter.io/ios/app/embassycard/id1522662487)

**In-app purchases:** none


## Frequently asked questions

### Is FirstMonie free?

FirstMonie is free to download, with no in-app purchases.

### Is EmbassyCard free?

EmbassyCard is free to download, with no in-app purchases.

### Do FirstMonie or EmbassyCard have ads?

Neither FirstMonie nor EmbassyCard shows ads.

### Which is updated more often, FirstMonie or EmbassyCard?

FirstMonie ships an update every 3 weeks, and EmbassyCard every 6 weeks. Most recently, FirstMonie was updated on October 23, 2026 and EmbassyCard on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*