# FirstMonie vs Smart Wallet Data and Airtime

The clearest difference is update cadence: FirstMonie at fortnightly against Smart Wallet Data and Airtime's every 25 months. FirstMonie also leads on ratings volume (65 vs 1). Smart Wallet Data and Airtime's advantage is iOS requirement (13.0 vs 15.5). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FirstMonie holds the better App Store score, 3.2 against 3.0. That said, the two scores are not equally well evidenced: FirstMonie has 65 ratings behind it against 1, so its average is the more settled of the two.

FirstMonie ships an update fortnightly, Smart Wallet Data and Airtime every 25 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | FirstMonie | Smart Wallet Data and Airtime |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (65 ratings)](https://appshunter.io/ios/app/firstmonie/id1492034108/reviews)** | [3.0 (1 ratings)](https://appshunter.io/ios/app/smart-wallet-data-and-airtime/id1578565952/reviews) |
| Number of ratings | **65** | 1 |
| Positive reviews | 20.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 25 months |
| Monetization | Free | Free |
| Size | 161 MB | 14 MB |
| Requires iOS | 15.5 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Bank of Nigeria Limited](https://appshunter.io/developer/969048464) | [Systems Technologies Limited](https://appshunter.io/developer/1539197806) |

## What reviewers say

### FirstMonie

[App page](https://appshunter.io/ios/app/firstmonie/id1492034108)

Manage your finances with a digital banking account. Open an account, send and receive money, pay bills, buy airtime, and save towards your goals. Offers secure access, multilingual support, and convenient funding options.

**Highlights:** Digital account opening, Send and receive money, Bill payments, Airtime and data purchases, Savings plans, Transaction tracking, Account management dashboard

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases:** none


### Smart Wallet Data and Airtime

[App page](https://appshunter.io/ios/app/smart-wallet-data-and-airtime/id1578565952)

Easily manage utility payments, mobile recharges, and data top-ups from your fingertips. This finance app simplifies paying bills and staying connected.

**Highlights:** Mobile recharge, Data top-up, Utility bill payments, Cable bill payments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FirstMonie free?

FirstMonie is free to download, with no in-app purchases.

### Is Smart Wallet Data and Airtime free?

Smart Wallet Data and Airtime is free to download, with no in-app purchases.

### Which has better reviews, FirstMonie or Smart Wallet Data and Airtime?

FirstMonie is rated higher. FirstMonie averages 3.2 out of 5 from 65 ratings, while Smart Wallet Data and Airtime averages 3.0 from 1 ratings.

### Do FirstMonie or Smart Wallet Data and Airtime have ads?

Neither FirstMonie nor Smart Wallet Data and Airtime shows ads.

### Which is updated more often, FirstMonie or Smart Wallet Data and Airtime?

FirstMonie ships an update fortnightly, and Smart Wallet Data and Airtime every 25 months. Most recently, FirstMonie was updated on November 7, 2026 and Smart Wallet Data and Airtime on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*