# FirstMonie vs AidaPay

The clearest difference is review sentiment: AidaPay at 71% against FirstMonie's 21%. AidaPay also leads on rating (4.1 vs 3.2) and update cadence (every 4 days vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AidaPay holds the better App Store score, 4.1 against 3.2. That said, the two scores are not equally well evidenced: AidaPay has 518 ratings behind it against 65, so its average is the more settled of the two. Written reviews point the same way: 21% of FirstMonie's written reviews are positive against 71% of AidaPay's.

FirstMonie ships an update every 3 weeks, AidaPay every 4 days. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | FirstMonie | AidaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (65 ratings)](https://appshunter.io/ios/app/firstmonie/id1492034108/reviews) | **[4.1 (518 ratings)](https://appshunter.io/ios/app/aidapay-scanpay-cheap-data/id6448542163/reviews)** |
| Number of ratings | 65 | **518** |
| Positive reviews | 20.7% of reviews | **71.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 4 days** |
| Monetization | Free | Free |
| Size | 161 MB | 163 MB |
| Requires iOS | 15.5 | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Bank of Nigeria Limited](https://appshunter.io/developer/969048464) | [ToomaIQ Ltd](https://appshunter.io/developer/1614235120) |

## What reviewers say

### FirstMonie

[App page](https://appshunter.io/ios/app/firstmonie/id1492034108)

This mobile money service allows users to send and receive funds, purchase airtime, and pay bills directly from their phone. It offers convenient access to a mobile wallet, enabling transactions without a traditional bank account.

**Highlights:** Send and receive money, Buy airtime and data, Pay bills and subscriptions, Make purchases from merchants, Self-registration in 3 minutes, Fund wallet from debit card or bank account

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### AidaPay

[App page](https://appshunter.io/ios/app/aidapay-scanpay-cheap-data/id6448542163)

Easily pay utility bills and purchase airtime and data bundles at affordable rates. This app offers fast, smooth, and reliable transactions for various services including cable TV subscriptions and electricity bills. Convert airtime to cash and become an agent to earn money.

**Highlights:** Purchase airtime and data bundles, Pay utility bills (electricity, TV subscriptions), Convert airtime to cash, Become an agent to resell services, Instant discounts on purchases, Support for all major Nigerian networks

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent customer service
- 💰 Affordable data plans
- 🚀 Fast and reliable service
- 📱 Easy to use app
- 🔒 Secure transactions

**What reviewers complain about**

- 🐛 Occasional service disruptions
- 💰 High data prices for some plans
- 🕰️ Delayed data delivery
- 🔍 Lack of withdrawal option

**Reported bugs**

- Login issues
- Delayed data activation
- App crashes

**Requested features**

- Add withdrawal option
- Improve network coverage
- Introduce more affordable data plans


## Frequently asked questions

### Is FirstMonie free?

FirstMonie is free to download, with no in-app purchases.

### Is AidaPay free?

AidaPay is free to download, with no in-app purchases.

### Which has better reviews, FirstMonie or AidaPay?

AidaPay is rated higher. FirstMonie averages 3.2 out of 5 from 65 ratings, while AidaPay averages 4.1 from 518 ratings.

### Do FirstMonie or AidaPay have ads?

Neither FirstMonie nor AidaPay shows ads.

### Which is updated more often, FirstMonie or AidaPay?

FirstMonie ships an update every 3 weeks, and AidaPay every 4 days. Most recently, FirstMonie was updated on October 23, 2026 and AidaPay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*