# FirstMonie vs Ebarcs Mobile

The clearest difference is rating: FirstMonie at 3.2 against Ebarcs Mobile's 1.0. FirstMonie also leads on update cadence (every 3 weeks vs every 4 months) and ratings volume (65 vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FirstMonie holds the better App Store score, 3.2 against 1.0. That said, the two scores are not equally well evidenced: FirstMonie has 65 ratings behind it against 1, so its average is the more settled of the two.

FirstMonie ships an update every 3 weeks, Ebarcs Mobile every 4 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | FirstMonie | Ebarcs Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (65 ratings)](https://appshunter.io/ios/app/firstmonie/id1492034108/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/ebarcs-mobile/id6479757670/reviews) |
| Number of ratings | **65** | 1 |
| Positive reviews | 20.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Monetization | Free | — |
| Size | 161 MB | 42 MB |
| Requires iOS | 15.5 | **15.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Bank of Nigeria Limited](https://appshunter.io/developer/969048464) | [E-BARCS MICROFINANCE BANK LIMITED](https://appshunter.io/developer/1737217560) |

## What reviewers say

### FirstMonie

[App page](https://appshunter.io/ios/app/firstmonie/id1492034108)

This mobile money service allows users to send and receive funds, purchase airtime, and pay bills directly from their phone. It offers convenient access to a mobile wallet, enabling transactions without a traditional bank account.

**Highlights:** Send and receive money, Buy airtime and data, Pay bills and subscriptions, Make purchases from merchants, Self-registration in 3 minutes, Fund wallet from debit card or bank account

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Ebarcs Mobile

[App page](https://appshunter.io/ios/app/ebarcs-mobile/id6479757670)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FirstMonie free?

FirstMonie is free to download, with no in-app purchases.

### Is Ebarcs Mobile free?

Ebarcs Mobile is free to download, with no in-app purchases.

### Which has better reviews, FirstMonie or Ebarcs Mobile?

FirstMonie is rated higher. FirstMonie averages 3.2 out of 5 from 65 ratings, while Ebarcs Mobile averages 1.0 from 1 ratings.

### Do FirstMonie or Ebarcs Mobile have ads?

Neither FirstMonie nor Ebarcs Mobile shows ads.

### Which is updated more often, FirstMonie or Ebarcs Mobile?

FirstMonie ships an update every 3 weeks, and Ebarcs Mobile every 4 months. Most recently, FirstMonie was updated on October 23, 2026 and Ebarcs Mobile on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*