# Expenses vs Monies Expense Tracker

The clearest difference is update cadence: Expenses at every 5 days against Monies Expense Tracker's every 12 months. Expenses also leads on ratings volume (1.8K vs 8) and rating (4.8 vs 4.5). Monies Expense Tracker's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Expenses sells 3 in-app purchases, starting at $1.99 per month and Monies Expense Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Expenses holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Expenses has 1.8K ratings behind it against 8, so its average is the more settled of the two. Written reviews split almost evenly too, at 87% and 88% positive.

Expenses ships an update every 5 days, Monies Expense Tracker every 12 months. The most recent releases landed on October 18, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Expenses | Monies Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.8K ratings)](https://appshunter.io/ios/app/expenses-spending-tracker/id1492055171/reviews)** | [4.5 (8 ratings)](https://appshunter.io/ios/app/monies-expense-tracker/id1637367459/reviews) |
| Number of ratings | **1.8K** | 8 |
| Positive reviews | 86.8% of reviews | **87.5% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 12 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 70 MB | 2 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad, Mac, Vision Pro | iPhone, iPad, iPod, Mac |
| Age rating | 4+ | 4+ |
| Developer | [BLUE COMET LABS LLC](https://appshunter.io/developer/1492055170) | [And a Dinosaur](https://appshunter.io/developer/475577301) |

## What reviewers say

### Expenses

[App page](https://appshunter.io/ios/app/expenses-spending-tracker/id1492055171)

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

**Highlights:** Expense and income tracking, Multi-currency support with auto exchange rates, Customizable categories, Spending trend analysis, Real-time sheet sharing, Private by design, no account needed, Data import/export (CSV)

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expenses Pro - Monthly | $1.99 | per month |
| Expenses Pro - Yearly | $14.99 | per year |
| Expenses Pro - Lifetime | $39.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Straightforward functionality
- 🔒 No bank account required
- 💡 Flexible customization options
- 🚀 Seamless iCloud sync

**What reviewers complain about**

- 🐛 Occasional bugs and crashes
- 🔒 Sharing/collaboration issues
- 💡 Lack of advanced budgeting features
- 💡 Missing subcategories and reporting options
- 🔒 Requirement to pay for full access

**Reported bugs**

- Syncing issues between devices
- Disappearing transaction data after updates
- Inconsistent balance display
- Unresponsive UI elements

**Requested features**

- Ability to create folders/groups for sheets
- Option to view combined stats across sheets
- Recurring expense/income tracking
- Improved sorting and filtering of transactions
- Budget comparison and forecasting tools


### Monies Expense Tracker

[App page](https://appshunter.io/ios/app/monies-expense-tracker/id1637367459)

This simple expense tracker mimics a spreadsheet interface for quick entry and deletion of financial items. It offers iCloud syncing for iPhone and iPad users, with no advanced features like bank linking or charts.

**Highlights:** Spreadsheet-like interface, Quick item entry, Easy item deletion, iCloud syncing, Available on iPhone and iPad

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tip | $0.99 | one-time |


## Frequently asked questions

### Is Expenses free?

Expenses is free to download, with in-app purchases available.

### Is Monies Expense Tracker free?

Monies Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Expenses or Monies Expense Tracker?

Expenses is rated higher. Expenses averages 4.8 out of 5 from 1.8K ratings, while Monies Expense Tracker averages 4.5 from 8 ratings.

### Do Expenses or Monies Expense Tracker have ads?

Neither Expenses nor Monies Expense Tracker shows ads.

### Which is updated more often, Expenses or Monies Expense Tracker?

Expenses ships an update every 5 days, and Monies Expense Tracker every 12 months. Most recently, Expenses was updated on October 18, 2026 and Monies Expense Tracker on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*