# Expenses vs Xpencil

The clearest difference is in-app purchases: Xpencil at none against Expenses's 3. Xpencil also leads on update cadence (daily vs every 6 days) and iOS requirement (13.4 vs 16.0). Expenses's advantage is ads (none vs shown) and device support (4 vs 2). On price there is nothing between them.

Both are free to download. Expenses sells 3 in-app purchases, starting at $1.99 per month. Xpencil asks for nothing beyond the download.

Expenses ships an update every 6 days, Xpencil daily. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Expenses | Xpencil |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.8K ratings)](https://appshunter.io/ios/app/expenses-spending-tracker/id1492055171/reviews)** | — |
| Number of ratings | **1.8K** | — |
| Positive reviews | 86.8% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 6 days | **Daily** |
| Monetization | Free with in-app purchases | — |
| Size | 71 MB | 20 MB |
| Requires iOS | 16.0 | **13.4** |
| Devices | **iPhone, iPad, Mac, Vision Pro** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [BLUE COMET LABS LLC](https://appshunter.io/developer/1492055170) | [Ezequiel Perez](https://appshunter.io/developer/1756972930) |

## What reviewers say

### Expenses

[App page](https://appshunter.io/ios/app/expenses-spending-tracker/id1492055171)

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

**Highlights:** Expense and income tracking, Multi-currency support with auto exchange rates, Customizable categories, Spending trend analysis, Real-time sheet sharing, Private by design, no account needed, Data import/export (CSV)

**Features:** Family Sharing, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expenses Pro - Monthly | $1.99 | per month |
| Expenses Pro - Yearly | $14.99 | per year |
| Expenses Pro - Lifetime | $39.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Straightforward functionality
- 🔒 No bank account required
- 💡 Flexible customization options
- 🚀 Seamless iCloud sync

**What reviewers complain about**

- 🐛 Occasional bugs and crashes
- 🔒 Sharing/collaboration issues
- 💡 Lack of advanced budgeting features
- 💡 Missing subcategories and reporting options
- 🔒 Requirement to pay for full access

**Reported bugs**

- Syncing issues between devices
- Disappearing transaction data after updates
- Inconsistent balance display
- Unresponsive UI elements

**Requested features**

- Ability to create folders/groups for sheets
- Option to view combined stats across sheets
- Recurring expense/income tracking
- Improved sorting and filtering of transactions
- Budget comparison and forecasting tools


### Xpencil

[App page](https://appshunter.io/ios/app/xpencil/id6535696391)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Expenses free?

Expenses is free to download, with in-app purchases available.

### Is Xpencil free?

Xpencil is free to download, with no in-app purchases.

### Do Expenses or Xpencil have ads?

Xpencil shows ads; Expenses does not.

### Which is updated more often, Expenses or Xpencil?

Expenses ships an update every 6 days, and Xpencil daily. Most recently, Expenses was updated on November 7, 2026 and Xpencil on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*