# Expenses vs Spend Tracker

The clearest difference is in-app purchases: Spend Tracker at none against Expenses's 3. Spend Tracker also leads on rating (5.0 vs 4.8). Expenses's advantage is ratings volume (1.8K vs 1) and update cadence (every 4 days vs fortnightly). On price, ads and iOS requirement there is nothing between them.

Both are free to download. Expenses sells 3 in-app purchases, starting at $1.99 per month. Spend Tracker asks for nothing beyond the download.

Spend Tracker holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expenses has 1.8K ratings behind it against 1, so its average is the more settled of the two.

Expenses ships an update every 4 days, Spend Tracker fortnightly. The most recent releases landed on September 26, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | Expenses | Spend Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.8K ratings)](https://appshunter.io/ios/app/expenses-spending-tracker/id1492055171/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spend-tracker-easy-expense/id6740063444/reviews)** |
| Number of ratings | **1.8K** | 1 |
| Positive reviews | 86.9% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 4 days** | Fortnightly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 70 MB | 36 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | **iPhone, iPad, Mac, Vision Pro** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [BLUE COMET LABS LLC](https://appshunter.io/developer/1492055170) | [FusionX Tech LLC](https://appshunter.io/developer/1773335201) |

## What reviewers say

### Expenses

[App page](https://appshunter.io/ios/app/expenses-spending-tracker/id1492055171)

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

**Highlights:** Expense and income tracking, Multi-currency support with auto exchange rates, Customizable categories, Spending trend analysis, Real-time sheet sharing, Private by design, no account needed, Data import/export (CSV)

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expenses Pro - Monthly | $1.99 | per month |
| Expenses Pro - Yearly | $14.99 | per year |
| Expenses Pro - Lifetime | $39.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Straightforward functionality
- 🔒 No bank account required
- 💡 Flexible customization options
- 🚀 Seamless iCloud sync

**What reviewers complain about**

- 🐛 Occasional bugs and crashes
- 🔒 Sharing/collaboration issues
- 💡 Lack of advanced budgeting features
- 💡 Missing subcategories and reporting options
- 🔒 Requirement to pay for full access

**Reported bugs**

- Syncing issues between devices
- Disappearing transaction data after updates
- Inconsistent balance display
- Unresponsive UI elements

**Requested features**

- Ability to create folders/groups for sheets
- Option to view combined stats across sheets
- Recurring expense/income tracking
- Improved sorting and filtering of transactions
- Budget comparison and forecasting tools


### Spend Tracker

[App page](https://appshunter.io/ios/app/spend-tracker-easy-expense/id6740063444)

Manage your finances effortlessly with this intuitive expense tracker. It securely connects to your bank accounts and encrypts all your data locally on your device, ensuring your privacy. Start tracking your spending immediately without any account registration.

**Highlights:** Bank account connection, Secure data encryption, Local data storage, No account registration, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Expenses free?

Expenses is free to download, with in-app purchases available.

### Is Spend Tracker free?

Spend Tracker is free to download, with no in-app purchases.

### Which has better reviews, Expenses or Spend Tracker?

Spend Tracker is rated higher. Expenses averages 4.8 out of 5 from 1.8K ratings, while Spend Tracker averages 5.0 from 1 ratings.

### Do Expenses or Spend Tracker have ads?

Neither Expenses nor Spend Tracker shows ads.

### Which is updated more often, Expenses or Spend Tracker?

Expenses ships an update every 4 days, and Spend Tracker fortnightly. Most recently, Expenses was updated on September 26, 2026 and Spend Tracker on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*