# Expenses vs SpendWise

The clearest difference is in-app purchases: SpendWise at none against Expenses's 3. SpendWise also leads on rating (5.0 vs 4.8). Expenses's advantage is ads (none vs shown) and ratings volume (1.8K vs 2). On price, update cadence and iOS requirement there is nothing between them.

Both are free to download. Expenses sells 3 in-app purchases, starting at $1.99 per month. SpendWise asks for nothing beyond the download.

SpendWise holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expenses has 1.8K ratings behind it against 2, so its average is the more settled of the two.

Expenses ships an update every 5 days, SpendWise every 8 days. The most recent releases landed on October 23, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Expenses | SpendWise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.8K ratings)](https://appshunter.io/ios/app/expenses-spending-tracker/id1492055171/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/spendwise-budget-tracker/id6742374660/reviews)** |
| Number of ratings | **1.8K** | 2 |
| Positive reviews | 86.8% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | **Every 5 days** | Every 8 days |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 70 MB | 33 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | **iPhone, iPad, Mac, Vision Pro** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BLUE COMET LABS LLC](https://appshunter.io/developer/1492055170) | [Vishalbhai Vaghasiya](https://appshunter.io/developer/1512628511) |

## What reviewers say

### Expenses

[App page](https://appshunter.io/ios/app/expenses-spending-tracker/id1492055171)

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

**Highlights:** Expense and income tracking, Multi-currency support with auto exchange rates, Customizable categories, Spending trend analysis, Real-time sheet sharing, Private by design, no account needed, Data import/export (CSV)

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expenses Pro - Monthly | $1.99 | per month |
| Expenses Pro - Yearly | $14.99 | per year |
| Expenses Pro - Lifetime | $39.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Straightforward functionality
- 🔒 No bank account required
- 💡 Flexible customization options
- 🚀 Seamless iCloud sync

**What reviewers complain about**

- 🐛 Occasional bugs and crashes
- 🔒 Sharing/collaboration issues
- 💡 Lack of advanced budgeting features
- 💡 Missing subcategories and reporting options
- 🔒 Requirement to pay for full access

**Reported bugs**

- Syncing issues between devices
- Disappearing transaction data after updates
- Inconsistent balance display
- Unresponsive UI elements

**Requested features**

- Ability to create folders/groups for sheets
- Option to view combined stats across sheets
- Recurring expense/income tracking
- Improved sorting and filtering of transactions
- Budget comparison and forecasting tools


### SpendWise

[App page](https://appshunter.io/ios/app/spendwise-budget-tracker/id6742374660)

Easily track daily expenses, manage budgets, and maintain digital khata records. This secure app offers custom categories, multi-currency support, and daily reminders to help you take control of your finances.

**Highlights:** Expense and budget tracking, Digital khata and ledger management, Secure iCloud sync, Passcode lock for privacy, Multi-currency support, Daily expense reminders

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Expenses free?

Expenses is free to download, with in-app purchases available.

### Is SpendWise free?

SpendWise is free to download, with no in-app purchases.

### Which has better reviews, Expenses or SpendWise?

SpendWise is rated higher. Expenses averages 4.8 out of 5 from 1.8K ratings, while SpendWise averages 5.0 from 2 ratings.

### Do Expenses or SpendWise have ads?

SpendWise shows ads; Expenses does not.

### Which is updated more often, Expenses or SpendWise?

Expenses ships an update every 5 days, and SpendWise every 8 days. Most recently, Expenses was updated on October 23, 2026 and SpendWise on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*