# Expenses vs zero

The clearest difference is rating: Expenses at 4.8 against zero's 3.3. Expenses also leads on ratings volume (1.8K vs 3) and update cadence (every 4 days vs every 2 weeks). zero's advantage is in-app purchases (none vs 3). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Expenses sells 3 in-app purchases, starting at $1.99 per month. zero asks for nothing beyond the download.

Expenses holds the better App Store score, 4.8 against 3.3. That said, the two scores are not equally well evidenced: Expenses has 1.8K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 87% of Expenses's written reviews are positive against 67% of zero's.

Expenses ships an update every 4 days, zero every 2 weeks. The most recent releases landed on September 23, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | Expenses | zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.8K ratings)](https://appshunter.io/ios/app/expenses-spending-tracker/id1492055171/reviews)** | [3.3 (3 ratings)](https://appshunter.io/ios/app/zero-offline-expense-tracker/id6759560225/reviews) |
| Number of ratings | **1.8K** | 3 |
| Positive reviews | **87.3% of reviews** | 66.7% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 70 MB | 31 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | **iPhone, iPad, Mac, Vision Pro** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BLUE COMET LABS LLC](https://appshunter.io/developer/1492055170) | [Lossless Protocols](https://appshunter.io/developer/1879507198) |

## What reviewers say

### Expenses

[App page](https://appshunter.io/ios/app/expenses-spending-tracker/id1492055171)

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

**Highlights:** Expense and income tracking, Multi-currency support with auto exchange rates, Customizable categories, Spending trend analysis, Real-time sheet sharing, Private by design, no account needed, Data import/export (CSV)

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expenses Pro - Monthly | $1.99 | per month |
| Expenses Pro - Yearly | $14.99 | per year |
| Expenses Pro - Lifetime | $39.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Straightforward functionality
- 🔒 No bank account required
- 💡 Flexible customization options
- 🚀 Seamless iCloud sync

**What reviewers complain about**

- 🐛 Occasional bugs and crashes
- 🔒 Sharing/collaboration issues
- 💡 Lack of advanced budgeting features
- 💡 Missing subcategories and reporting options
- 🔒 Requirement to pay for full access

**Reported bugs**

- Syncing issues between devices
- Disappearing transaction data after updates
- Inconsistent balance display
- Unresponsive UI elements

**Requested features**

- Ability to create folders/groups for sheets
- Option to view combined stats across sheets
- Recurring expense/income tracking
- Improved sorting and filtering of transactions
- Budget comparison and forecasting tools


### zero

[App page](https://appshunter.io/ios/app/zero-offline-expense-tracker/id6759560225)

This app helps you track expenses and manage money owed without requiring an account or internet connection. It offers a clean interface for quick entry, custom categories, and visual reports to understand your spending. Your financial data remains private and is stored locally on your device.

**Highlights:** Offline expense tracking, No account required, Track money owed and lent, Customizable categories, Visual spending reports, Data export and import, Privacy-focused local storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Expenses free?

Expenses is free to download, with in-app purchases available.

### Is zero free?

zero is free to download, with no in-app purchases.

### Which has better reviews, Expenses or zero?

Expenses is rated higher. Expenses averages 4.8 out of 5 from 1.8K ratings, while zero averages 3.3 from 3 ratings.

### Do Expenses or zero have ads?

Neither Expenses nor zero shows ads.

### Which is updated more often, Expenses or zero?

Expenses ships an update every 4 days, and zero every 2 weeks. Most recently, Expenses was updated on September 23, 2026 and zero on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*