# Expenses vs Spendaq

The clearest difference is ratings volume: Expenses at 1.8K against Spendaq's 2. Expenses also leads on rating (4.8 vs 4.5) and update cadence (every 6 days vs every 3 weeks). Spendaq's advantage is review sentiment (100% vs 87%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Expenses sells 3 in-app purchases, starting at $1.99 per month and Spendaq sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Expenses holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Expenses has 1.8K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 87% of Expenses's written reviews are positive against 100% of Spendaq's, so the app with the better star average is not the one people write more warmly about.

Expenses ships an update every 6 days, Spendaq every 3 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Expenses | Spendaq |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.8K ratings)](https://appshunter.io/ios/app/expenses-spending-tracker/id1492055171/reviews)** | [4.5 (2 ratings)](https://appshunter.io/ios/app/spendaq-expense-tracker/id6760961137/reviews) |
| Number of ratings | **1.8K** | 2 |
| Positive reviews | 86.8% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 6 days** | Every 3 weeks |
| Monetization | Free with in-app purchases | Freemium |
| Size | 71 MB | 14 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad, Mac, Vision Pro** | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [BLUE COMET LABS LLC](https://appshunter.io/developer/1492055170) | [Rakib Joarder](https://appshunter.io/developer/1490618520) |

## What reviewers say

### Expenses

[App page](https://appshunter.io/ios/app/expenses-spending-tracker/id1492055171)

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

**Highlights:** Expense and income tracking, Multi-currency support with auto exchange rates, Customizable categories, Spending trend analysis, Real-time sheet sharing, Private by design, no account needed, Data import/export (CSV)

**Features:** Family Sharing, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expenses Pro - Monthly | $1.99 | per month |
| Expenses Pro - Yearly | $14.99 | per year |
| Expenses Pro - Lifetime | $39.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Straightforward functionality
- 🔒 No bank account required
- 💡 Flexible customization options
- 🚀 Seamless iCloud sync

**What reviewers complain about**

- 🐛 Occasional bugs and crashes
- 🔒 Sharing/collaboration issues
- 💡 Lack of advanced budgeting features
- 💡 Missing subcategories and reporting options
- 🔒 Requirement to pay for full access

**Reported bugs**

- Syncing issues between devices
- Disappearing transaction data after updates
- Inconsistent balance display
- Unresponsive UI elements

**Requested features**

- Ability to create folders/groups for sheets
- Option to view combined stats across sheets
- Recurring expense/income tracking
- Improved sorting and filtering of transactions
- Budget comparison and forecasting tools


### Spendaq

[App page](https://appshunter.io/ios/app/spendaq-expense-tracker/id6760961137)

This app helps you track your expenses and manage your budget without needing to link bank accounts. It offers a private and secure way to monitor your spending, set budget limits, and view detailed reports. Features include quick transaction logging, recurring bill reminders, and customizable categories.

**Highlights:** Fast expense logging, Customizable budgets, Privacy-focused design, Offline functionality, Data export (Pro), Multiple financial vaults (Pro)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendaq Pro Monthly | $4.99 | per month |
| Spendaq Pro Annual | $29.99 | per year |
| Spendaq Pro – Lifetime | $79.99 | one-time |


## Frequently asked questions

### Is Expenses free?

Expenses is free to download, with in-app purchases available.

### Is Spendaq free?

Spendaq is free to download, with in-app purchases available.

### Which has better reviews, Expenses or Spendaq?

Expenses is rated higher. Expenses averages 4.8 out of 5 from 1.8K ratings, while Spendaq averages 4.5 from 2 ratings.

### Do Expenses or Spendaq have ads?

Neither Expenses nor Spendaq shows ads.

### Which is updated more often, Expenses or Spendaq?

Expenses ships an update every 6 days, and Spendaq every 3 weeks. Most recently, Expenses was updated on November 3, 2026 and Spendaq on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*