# Expenses vs SpendSmart

The clearest difference is in-app purchases: SpendSmart at none against Expenses's 3. Expenses's advantage is update cadence (every 4 days vs every 3 weeks) and device support (4 vs 1). On price and ads there is nothing between them.

Both are free to download. Expenses sells 3 in-app purchases, starting at $1.99 per month. SpendSmart asks for nothing beyond the download.

Expenses ships an update every 4 days, SpendSmart every 3 weeks. The most recent releases landed on September 29, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | Expenses | SpendSmart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.8K ratings)](https://appshunter.io/ios/app/expenses-spending-tracker/id1492055171/reviews)** | — |
| Number of ratings | **1.8K** | — |
| Positive reviews | 86.9% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 3 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 70 MB | 2 MB |
| Requires iOS | **16.0** | 18.6 |
| Devices | **iPhone, iPad, Mac, Vision Pro** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [BLUE COMET LABS LLC](https://appshunter.io/developer/1492055170) | [Brahmjot Singh Tatla](https://appshunter.io/developer/1816408948) |

## What reviewers say

### Expenses

[App page](https://appshunter.io/ios/app/expenses-spending-tracker/id1492055171)

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

**Highlights:** Expense and income tracking, Multi-currency support with auto exchange rates, Customizable categories, Spending trend analysis, Real-time sheet sharing, Private by design, no account needed, Data import/export (CSV)

**Features:** Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Expenses Pro - Monthly | $1.99 | per month |
| Expenses Pro - Yearly | $14.99 | per year |
| Expenses Pro - Lifetime | $39.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Straightforward functionality
- 🔒 No bank account required
- 💡 Flexible customization options
- 🚀 Seamless iCloud sync

**What reviewers complain about**

- 🐛 Occasional bugs and crashes
- 🔒 Sharing/collaboration issues
- 💡 Lack of advanced budgeting features
- 💡 Missing subcategories and reporting options
- 🔒 Requirement to pay for full access

**Reported bugs**

- Syncing issues between devices
- Disappearing transaction data after updates
- Inconsistent balance display
- Unresponsive UI elements

**Requested features**

- Ability to create folders/groups for sheets
- Option to view combined stats across sheets
- Recurring expense/income tracking
- Improved sorting and filtering of transactions
- Budget comparison and forecasting tools


### SpendSmart

[App page](https://appshunter.io/ios/app/spendsmart-expense-tracker/id6769875393)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Expenses free?

Expenses is free to download, with in-app purchases available.

### Is SpendSmart free?

SpendSmart is free to download, with no in-app purchases.

### Do Expenses or SpendSmart have ads?

Neither Expenses nor SpendSmart shows ads.

### Which is updated more often, Expenses or SpendSmart?

Expenses ships an update every 4 days, and SpendSmart every 3 weeks. Most recently, Expenses was updated on September 29, 2026 and SpendSmart on September 15, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*