# Debexpert vs Settled

The clearest difference is rating: Settled at 4.9 against Debexpert's 3.0. Settled also leads on ratings volume (8 vs 2). Debexpert's advantage is in-app purchases (none vs 4) and update cadence (fortnightly vs every 2 months). On price, ads and device support there is nothing between them.

Both are free to download. Settled sells 4 in-app purchases, starting at $9.00 per month. Debexpert asks for nothing beyond the download.

Settled holds the better App Store score, 4.9 against 3.0. Both are backed by a comparable volume of ratings — 2 and 8 respectively.

Debexpert ships an update fortnightly, Settled every 2 months. The most recent releases landed on October 15, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Debexpert | Settled |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/debexpert/id1492265592/reviews) | **[4.9 (8 ratings)](https://appshunter.io/ios/app/settled-contract-signing/id6770188006/reviews)** |
| Number of ratings | 2 | **8** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 34 MB | 14 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DEBEKS, OOO](https://appshunter.io/developer/1492265591) | [Ricardo Faneite](https://appshunter.io/developer/1896722851) |

## What reviewers say

### Debexpert

[App page](https://appshunter.io/ios/app/debexpert/id1492265592)

Facilitates the quick, transparent, and profitable realization of NPL debt for sellers. Buyers gain access to a large volume of debt portfolios traded by banks across the US.

**Highlights:** Realize NPL debt quickly, Transparent debt trading, Profitable debt realization, Access to large debt portfolios, Bank debt trades across US

**Features:** macOS Compatibility

**In-app purchases:** none


### Settled

[App page](https://appshunter.io/ios/app/settled-contract-signing/id6770188006)

This app streamlines contract creation and e-signature collection for solo service professionals. Quickly generate custom contracts, send them to clients for digital signing, and store all agreements securely. It's designed to save time and eliminate the need for paper or complex software.

**Highlights:** Custom contract templates for 23+ professions, Legally-binding e-signatures (ESIGN Act compliant), Instant PDF generation with signatures, Client reminders for unsigned contracts, Full audit trail and secure storage, Branding options (logo, colors)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Settled Pro | $9.00 | per month |
| Settled Studio | $19.00 | per month |
| Settled Pro | $84.00 | per year |
| Settled Studio | $179.99 | per year |


## Frequently asked questions

### Is Debexpert free?

Debexpert is free to download, with no in-app purchases.

### Is Settled free?

Settled is free to download, with in-app purchases available.

### Which has better reviews, Debexpert or Settled?

Settled is rated higher. Debexpert averages 3.0 out of 5 from 2 ratings, while Settled averages 4.9 from 8 ratings.

### Do Debexpert or Settled have ads?

Neither Debexpert nor Settled shows ads.

### Which is updated more often, Debexpert or Settled?

Debexpert ships an update fortnightly, and Settled every 2 months. Most recently, Debexpert was updated on October 15, 2026 and Settled on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*