# Scratch Plans vs Best Egg

The clearest difference is rating: Best Egg at 4.8 against Scratch Plans's 2.9. Best Egg also leads on ratings volume (11K vs 50) and update cadence (monthly vs every 5 months). Scratch Plans's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Best Egg holds the better App Store score, 4.8 against 2.9. That said, the two scores are not equally well evidenced: Best Egg has 11K ratings behind it against 50, so its average is the more settled of the two. Written reviews point the same way: 34% of Scratch Plans's written reviews are positive against 37% of Best Egg's.

Scratch Plans ships an update every 5 months, Best Egg monthly. The most recent releases landed on October 14, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Scratch Plans | Best Egg |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (50 ratings)](https://appshunter.io/ios/app/scratch-plans/id1492643953/reviews) | **[4.8 (11K ratings)](https://appshunter.io/ios/app/best-egg/id6476990901/reviews)** |
| Number of ratings | 50 | **11K** |
| Positive reviews | 34.5% of reviews | **37.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Monthly** |
| Monetization | Free | Free |
| Size | 28 MB | 33 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [Scratch Financial](https://appshunter.io/developer/1408133639) | [Best Egg Technologies, LLC](https://appshunter.io/developer/1728513231) |

## What reviewers say

### Scratch Plans

[App page](https://appshunter.io/ios/app/scratch-plans/id1492643953)

Access flexible payment plans for medical expenses with low APR and no hidden fees. Manage your loans, set up autopay, and reapply for new plans easily. Find practices that accept these convenient financing options.

**Highlights:** Low APR payment plans, No prepayment penalties or hidden charges, Credit score unaffected by rate checks, 1-click autopay enrollment, In-app loan management, Reapply for new plans, Find participating practices

**Features:** Vision Pro support

**In-app purchases:** none


### Best Egg

[App page](https://appshunter.io/ios/app/best-egg/id6476990901)

Manage your personal finances securely and conveniently from anywhere. Check balances, pay bills, and monitor your credit score with a suite of financial health tools. Access account details and customer service easily within the app.

**Highlights:** Account management, Secure access with encryption, Bill payments, Financial health tools, Credit score monitoring, Customer service access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Able to log in
- 👍 Thankful for the update

**What reviewers complain about**

- 🐛 Unable to log in
- 🐛 Keyboard covers submit button
- 🐛 App doesn't work
- 🐛 Login credentials not recognized
- 🐛 Cannot sign in

**Reported bugs**

- Login issues
- App not recognizing login credentials
- Keyboard covering submit button

**Requested features**

- Fix login issues
- Improve app functionality


## Frequently asked questions

### Is Scratch Plans free?

Scratch Plans is free to download, with no in-app purchases.

### Is Best Egg free?

Best Egg is free to download, with no in-app purchases.

### Which has better reviews, Scratch Plans or Best Egg?

Best Egg is rated higher. Scratch Plans averages 2.9 out of 5 from 50 ratings, while Best Egg averages 4.8 from 11K ratings.

### Do Scratch Plans or Best Egg have ads?

Neither Scratch Plans nor Best Egg shows ads.

### Which is updated more often, Scratch Plans or Best Egg?

Scratch Plans ships an update every 5 months, and Best Egg monthly. Most recently, Scratch Plans was updated on October 14, 2026 and Best Egg on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*