# Scratch Plans vs LastCall

The clearest difference is rating: LastCall at 5.0 against Scratch Plans's 2.9. LastCall also leads on update cadence (daily vs every 5 months). Scratch Plans's advantage is in-app purchases (none vs 2) and ratings volume (50 vs 1). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. LastCall sells 2 in-app purchases, starting at $9.99 per month. Scratch Plans asks for nothing beyond the download.

LastCall holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: Scratch Plans has 50 ratings behind it against 1, so its average is the more settled of the two.

Scratch Plans ships an update every 5 months, LastCall daily. The most recent releases landed on July 17, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Scratch Plans | LastCall |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (50 ratings)](https://appshunter.io/ios/app/scratch-plans/id1492643953/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lastcall-tip-tracker/id6762050233/reviews)** |
| Number of ratings | **50** | 1 |
| Positive reviews | 34.5% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 months | **Daily** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 28 MB | 56 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 12+ | 12+ |
| Developer | [Scratch Financial, Inc](https://appshunter.io/developer/1408133639) | [Brian Alphs](https://appshunter.io/developer/1892672887) |

## What reviewers say

### Scratch Plans

[App page](https://appshunter.io/ios/app/scratch-plans/id1492643953)

Access flexible payment plans for medical expenses with low APR and no hidden fees. Manage your loans, set up autopay, and reapply for new plans easily. Find practices that accept these convenient financing options.

**Highlights:** Low APR payment plans, No prepayment penalties or hidden charges, Credit score unaffected by rate checks, 1-click autopay enrollment, In-app loan management, Reapply for new plans, Find participating practices

**In-app purchases:** none


### LastCall

[App page](https://appshunter.io/ios/app/lastcall-tip-tracker/id6762050233)

This app helps hospitality workers track their earnings from cash and credit tips. It provides insights into hourly rates, venue comparisons, and weekly breakdowns to understand earning patterns. Log shifts quickly and monitor progress towards financial goals.

**Highlights:** Log shifts in under 10 seconds, Cash and credit tip tracking, Hourly rate analysis, Venue and shift comparisons, Weekly earnings breakdown, Personalized insights, Goal tracker

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| LastCall Premium Monthly | $9.99 | per month |
| LastCall Premium Yearly | $59.99 | per year |


## Frequently asked questions

### Is Scratch Plans free?

Scratch Plans is free to download, with no in-app purchases.

### Is LastCall free?

LastCall is free to download, with in-app purchases available.

### Which has better reviews, Scratch Plans or LastCall?

LastCall is rated higher. Scratch Plans averages 2.9 out of 5 from 50 ratings, while LastCall averages 5.0 from 1 ratings.

### Do Scratch Plans or LastCall have ads?

Neither Scratch Plans nor LastCall shows ads.

### Which is updated more often, Scratch Plans or LastCall?

Scratch Plans ships an update every 5 months, and LastCall daily. Most recently, Scratch Plans was updated on July 17, 2026 and LastCall on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*