# Settlements vs Claim It

The clearest difference is rating: Claim It at 4.6 against Settlements's 1.0. Claim It also leads on ratings volume (132 vs 1) and iOS requirement (15.1 vs 26.0). Settlements's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Settlements sells 2 one-off in-app purchases and Claim It sells 2 in-app purchases, starting at $5.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Claim It holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: Claim It has 132 ratings behind it against 1, so its average is the more settled of the two.

Settlements ships an update every 3 weeks, Claim It every 2 months. The most recent releases landed on September 29, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Settlements | Claim It |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/settlements/id1493347231/reviews) | **[4.6 (132 ratings)](https://appshunter.io/ios/app/claim-it-zero-proof-claims/id6749901023/reviews)** |
| Number of ratings | 1 | **132** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Freemium | Freemium |
| Size | 14 MB | 50 MB |
| Requires iOS | 26.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Jay Patel](https://appshunter.io/developer/1493208243) | [Hasan Elmi](https://appshunter.io/developer/1704329805) |

## What reviewers say

### Settlements

[App page](https://appshunter.io/ios/app/settlements/id1493347231)

Easily manage shared expenses and settle debts with friends and family. Track bills, add members, and set currencies for seamless financial coordination. Offers both free and premium features for enhanced expense management.

**Highlights:** Add settlements for groups, Track individual bills, Add members by phone number, Set custom currencies, Light and dark appearance modes, Access to charts and themes (Plus), One-tap settlement (Plus)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Settlement Plus Monthly | $0.99 | one-time |
| Settlement Plus Yearly | $9.99 | one-time |


### Claim It

[App page](https://appshunter.io/ios/app/claim-it-zero-proof-claims/id6749901023)

Discover and file zero-proof class-action settlements with ease. Check eligibility, track payouts, and receive important updates all in one place. Start the process without initial uploads.

**Highlights:** Discover zero-proof class-action settlements, Check eligibility with plain-English criteria, File claims without initial uploads, Track payout status and method, Receive deadline reminders and key updates, Manage saved information and alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Weekly | $5.99 | per 7 days |
| Premium Annual | $29.99 | per year |


## Frequently asked questions

### Is Settlements free?

Settlements is free to download, with in-app purchases available.

### Is Claim It free?

Claim It is free to download, with in-app purchases available.

### Which has better reviews, Settlements or Claim It?

Claim It is rated higher. Settlements averages 1.0 out of 5 from 1 ratings, while Claim It averages 4.6 from 132 ratings.

### Do Settlements or Claim It have ads?

Neither Settlements nor Claim It shows ads.

### Which is updated more often, Settlements or Claim It?

Settlements ships an update every 3 weeks, and Claim It every 2 months. Most recently, Settlements was updated on September 29, 2026 and Claim It on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*