# Settlements vs PayClaim

The clearest difference is rating: PayClaim at 4.7 against Settlements's 1.0. PayClaim also leads on ratings volume (9 vs 1) and device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Settlements sells 2 one-off in-app purchases and PayClaim sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

PayClaim holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: PayClaim has 9 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 29, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Settlements | PayClaim |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/settlements/id1493347231/reviews) | **[4.7 (9 ratings)](https://appshunter.io/ios/app/payclaim-claim-settlements/id6756591343/reviews)** |
| Number of ratings | 1 | **9** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Freemium | Free with in-app purchases |
| Size | 14 MB | 51 MB |
| Requires iOS | 26.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Jay Patel](https://appshunter.io/developer/1493208243) | [Chroma Capital Inc.](https://appshunter.io/developer/905459032) |

## What reviewers say

### Settlements

[App page](https://appshunter.io/ios/app/settlements/id1493347231)

Easily manage shared expenses and settle debts with friends and family. Track bills, add members, and set currencies for seamless financial coordination. Offers both free and premium features for enhanced expense management.

**Highlights:** Add settlements for groups, Track individual bills, Add members by phone number, Set custom currencies, Light and dark appearance modes, Access to charts and themes (Plus), One-tap settlement (Plus)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Settlement Plus Monthly | $0.99 | one-time |
| Settlement Plus Yearly | $9.99 | one-time |


### PayClaim

[App page](https://appshunter.io/ios/app/payclaim-claim-settlements/id6756591343)

Discover and claim money from class action lawsuits you qualify for. This app helps you find active settlements, verify your eligibility, and ensure you receive rightful payouts from consumer lawsuits.

**Highlights:** Find class action settlements, Check eligibility for payouts, Claim money from lawsuits, Discover brands owing money, Track unclaimed settlement money

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayClaim Pro Monthly Plan | $2.99 | per month |
| PayClaim Pro Annual Plan | $29.99 | per year |


## Frequently asked questions

### Is Settlements free?

Settlements is free to download, with in-app purchases available.

### Is PayClaim free?

PayClaim is free to download, with in-app purchases available.

### Which has better reviews, Settlements or PayClaim?

PayClaim is rated higher. Settlements averages 1.0 out of 5 from 1 ratings, while PayClaim averages 4.7 from 9 ratings.

### Do Settlements or PayClaim have ads?

Neither Settlements nor PayClaim shows ads.

### Which is updated more often, Settlements or PayClaim?

Settlements ships an update every 3 weeks, and PayClaim every 3 weeks. Most recently, Settlements was updated on September 29, 2026 and PayClaim on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*