# Settlements vs SettlePay

The clearest difference is rating: SettlePay at 5.0 against Settlements's 1.0. SettlePay also leads on update cadence (weekly vs every 3 weeks) and iOS requirement (15.1 vs 26.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Settlements sells 2 one-off in-app purchases and SettlePay sells 2 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

SettlePay holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Settlements ships an update every 3 weeks, SettlePay weekly. The most recent releases landed on September 29, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Settlements | SettlePay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/settlements/id1493347231/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/settlepay/id6757112002/reviews)** |
| Number of ratings | 1 | 1 |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Freemium | Freemium |
| Size | 14 MB | 29 MB |
| Requires iOS | 26.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Jay Patel](https://appshunter.io/developer/1493208243) | [ZUBAIR HABIBI](https://appshunter.io/developer/1864617850) |

## What reviewers say

### Settlements

[App page](https://appshunter.io/ios/app/settlements/id1493347231)

Easily manage shared expenses and settle debts with friends and family. Track bills, add members, and set currencies for seamless financial coordination. Offers both free and premium features for enhanced expense management.

**Highlights:** Add settlements for groups, Track individual bills, Add members by phone number, Set custom currencies, Light and dark appearance modes, Access to charts and themes (Plus), One-tap settlement (Plus)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Settlement Plus Monthly | $0.99 | one-time |
| Settlement Plus Yearly | $9.99 | one-time |


### SettlePay

[App page](https://appshunter.io/ios/app/settlepay/id6757112002)

Discover and track unclaimed money from class action settlements. Easily find opportunities you're owed, monitor claim status, and receive notifications for new settlements and payments. Many claims require no proof of purchase.

**Highlights:** Browse active settlements, Filter by category, Track claim status, Smart notifications, Earnings dashboard, Claims requiring no proof

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $9.99 | per month |
| Premium Annual | $39.99 | per year |


## Frequently asked questions

### Is Settlements free?

Settlements is free to download, with in-app purchases available.

### Is SettlePay free?

SettlePay is free to download, with in-app purchases available.

### Which has better reviews, Settlements or SettlePay?

SettlePay is rated higher. Settlements averages 1.0 out of 5 from 1 ratings, while SettlePay averages 5.0 from 1 ratings.

### Do Settlements or SettlePay have ads?

Neither Settlements nor SettlePay shows ads.

### Which is updated more often, Settlements or SettlePay?

Settlements ships an update every 3 weeks, and SettlePay weekly. Most recently, Settlements was updated on September 29, 2026 and SettlePay on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*