# TCG Retirement Plan vs Proficient ONE

The clearest difference is review sentiment: Proficient ONE at 75% against TCG Retirement Plan's 5%. Proficient ONE also leads on rating (4.9 vs 1.7) and update cadence (every 4 weeks vs every 17 months). TCG Retirement Plan's advantage is iOS requirement (13.0 vs 15). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Proficient ONE holds the better App Store score, 4.9 against 1.7. Both are backed by a comparable volume of ratings — 34 and 83 respectively. Written reviews point the same way: 5% of TCG Retirement Plan's written reviews are positive against 75% of Proficient ONE's.

TCG Retirement Plan ships an update every 17 months, Proficient ONE every 4 weeks. The most recent releases landed on October 21, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | TCG Retirement Plan | Proficient ONE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.7 (34 ratings)](https://appshunter.io/ios/app/tcg-retirement-plan/id1493497724/reviews) | **[4.9 (83 ratings)](https://appshunter.io/ios/app/proficient-one/id6758155005/reviews)** |
| Number of ratings | 34 | **83** |
| Positive reviews | 4.8% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 17 months | **Every 4 weeks** |
| Monetization | Free | Free |
| Size | 17 MB | 78 MB |
| Requires iOS | **13.0** | 15 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [TCG Group Holdings LLP](https://appshunter.io/developer/1240780286) | [Elevate CDB Inc](https://appshunter.io/developer/1626068258) |

## What reviewers say

### TCG Retirement Plan

[App page](https://appshunter.io/ios/app/tcg-retirement-plan/id1493497724)

Conveniently and securely manage your TCG retirement plan(s) from your mobile device. Check your account balance, adjust contributions, and access your plan details from anywhere.

**Highlights:** Manage retirement plan(s), Check account balance, Adjust contributions, Secure access, Mobile convenience

**Features:** macOS Compatibility

**In-app purchases:** none


### Proficient ONE

[App page](https://appshunter.io/ios/app/proficient-one/id6758155005)

Manage your benefit accounts like HSAs, FSAs, and HRAs with ease. Track balances, submit claims by scanning, make quick payments, and receive instant notifications.

**Highlights:** Benefit account management, Scan-to-enter claims, Fast payments, Instant notices, Account balance tracking

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TCG Retirement Plan free?

TCG Retirement Plan is free to download, with no in-app purchases.

### Is Proficient ONE free?

Proficient ONE is free to download, with no in-app purchases.

### Which has better reviews, TCG Retirement Plan or Proficient ONE?

Proficient ONE is rated higher. TCG Retirement Plan averages 1.7 out of 5 from 34 ratings, while Proficient ONE averages 4.9 from 83 ratings.

### Do TCG Retirement Plan or Proficient ONE have ads?

Neither TCG Retirement Plan nor Proficient ONE shows ads.

### Which is updated more often, TCG Retirement Plan or Proficient ONE?

TCG Retirement Plan ships an update every 17 months, and Proficient ONE every 4 weeks. Most recently, TCG Retirement Plan was updated on October 21, 2026 and Proficient ONE on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*