# TRU vs Klivvr

The clearest difference is rating: TRU at 4.7 against Klivvr's 3.6. TRU also leads on ratings volume (264 vs 55). Klivvr's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TRU holds the better App Store score, 4.7 against 3.6. Both are backed by a comparable volume of ratings — 264 and 55 respectively. Written reviews complicate that: 27% of TRU's written reviews are positive against 30% of Klivvr's, so the app with the better star average is not the one people write more warmly about.

TRU ships an update fortnightly, Klivvr every 10 days. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | TRU | Klivvr |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (264 ratings)](https://appshunter.io/ios/app/tru/id1493895668/reviews)** | [3.6 (55 ratings)](https://appshunter.io/ios/app/klivvr/id1586109111/reviews) |
| Number of ratings | **264** | 55 |
| Positive reviews | 27.3% of reviews | **30.4% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Every 10 days** |
| Monetization | Ad-supported | **Free** |
| Size | 636 MB | 219 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Financial Technologies SAE](https://appshunter.io/developer/1493894598) | [Klivvr](https://appshunter.io/developer/1579884673) |

## What reviewers say

### TRU

[App page](https://appshunter.io/ios/app/tru/id1493895668)

This finance app offers flexible payment options, allowing users to choose zero down payment, zero interest, or zero fees. Shop from top merchants in Egypt, enjoy effortless scan-and-pay functionality, and access daily exclusive offers for savings.

**Highlights:** Customizable payment plans (zero down, zero interest, zero fees), Shop from top Egyptian merchants, Effortless scan and pay, Daily exclusive offers, Secure financial management

**Features:** Vision Pro support

**In-app purchases:** none


### Klivvr

[App page](https://appshunter.io/ios/app/klivvr/id1586109111)

Manage your spending, credit, and rewards with this comprehensive financial app. It offers instant credit limits, flexible repayment plans, and a prepaid card for everyday use. The family feature allows for shared accounts and controlled spending for multiple users.

**Highlights:** Instant credit limit up to 500,000 EGP, Flexible repayment plans up to 60 months, Prepaid card for everyday spending, Earn and redeem K.Points for cashback, Family accounts with spending permissions, Real-time spending tracking

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TRU free?

TRU is free to download, with no in-app purchases.

### Is Klivvr free?

Klivvr is free to download, with no in-app purchases.

### Which has better reviews, TRU or Klivvr?

TRU is rated higher. TRU averages 4.7 out of 5 from 264 ratings, while Klivvr averages 3.6 from 55 ratings.

### Do TRU or Klivvr have ads?

TRU shows ads; Klivvr does not.

### Which is updated more often, TRU or Klivvr?

TRU ships an update fortnightly, and Klivvr every 10 days. Most recently, TRU was updated on October 29, 2026 and Klivvr on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*