# TRU vs Mogo

The clearest difference is rating: TRU at 4.7 against Mogo's 3.0. TRU also leads on ratings volume (269 vs 20) and iOS requirement (15.0 vs 17.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TRU holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: TRU has 269 ratings behind it against 20, so its average is the more settled of the two.

TRU ships an update every 2 weeks, Mogo every 10 days. Both last shipped on November 7, 2026.

## The numbers

| Metric | TRU | Mogo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (269 ratings)](https://appshunter.io/ios/app/tru/id1493895668/reviews)** | [3.0 (20 ratings)](https://appshunter.io/ios/app/mogo-eg/id1639315081/reviews) |
| Number of ratings | **269** | 20 |
| Positive reviews | 27.3% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 2 weeks | **Every 10 days** |
| Monetization | Ad-supported | Ad-supported |
| Size | 636 MB | 63 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Financial Technologies SAE](https://appshunter.io/developer/1493894598) | [Mid Takseet](https://appshunter.io/developer/1639315083) |

## What reviewers say

### TRU

[App page](https://appshunter.io/ios/app/tru/id1493895668)

This finance app offers flexible payment options, allowing users to choose zero down payment, zero interest, or zero fees. Shop from top merchants in Egypt, enjoy effortless scan-and-pay functionality, and access daily exclusive offers for savings.

**Highlights:** Customizable payment plans (zero down, zero interest, zero fees), Shop from top Egyptian merchants, Effortless scan and pay, Daily exclusive offers, Secure financial management

**Features:** Vision Pro support

**In-app purchases:** none


### Mogo

[App page](https://appshunter.io/ios/app/mogo-eg/id1639315081)

This consumer finance platform offers flexible payment solutions to help users manage their budgets and enhance their shopping experience. It provides a Buy Now, Pay Later (BNPL) option for streamlined cash-flow management and financial empowerment.

**Highlights:** Flexible payment options, Buy Now, Pay Later (BNPL), Budget management, Streamlined cash-flow, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TRU free?

TRU is free to download, with no in-app purchases.

### Is Mogo free?

Mogo is free to download, with no in-app purchases.

### Which has better reviews, TRU or Mogo?

TRU is rated higher. TRU averages 4.7 out of 5 from 269 ratings, while Mogo averages 3.0 from 20 ratings.

### Do TRU or Mogo have ads?

Both TRU and Mogo show ads.

### Which is updated more often, TRU or Mogo?

TRU ships an update every 2 weeks, and Mogo every 10 days. Most recently, TRU was updated on November 7, 2026 and Mogo on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*