# ביטוח נסיעות הראל חו"ל vs מיכפל+

The clearest difference is ads: מיכפל+ at none against ביטוח נסיעות הראל חו"ל's shown. מיכפל+ also leads on monetization model (free vs ad-supported). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 1.0 for ביטוח נסיעות הראל חו"ל against 1.0 for מיכפל+. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

ביטוח נסיעות הראל חו"ל ships an update monthly, מיכפל+ every 6 weeks. The most recent releases landed on November 3, 2026 and November 14, 2026 respectively.

## The numbers

| Metric | ביטוח נסיעות הראל חו"ל | מיכפל+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/id1493917180/reviews) | [1.0 (1 ratings)](https://appshunter.io/ios/app/plus/id1583931924/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 34 MB | 36 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Harel Insurance Investments and Financial Services Ltd](https://appshunter.io/developer/404417286) | [michpal-temp](https://appshunter.io/developer/1566857516) |

## What reviewers say

### ביטוח נסיעות הראל חו"ל

[App page](https://appshunter.io/ios/app/id1493917180)

Purchase travel insurance and receive cashback on every purchase, reducing the cost of future trips. Access medical assistance abroad through Air Doctor and manage your policy, including lost luggage claims and extensions.

**Highlights:** Cashback on insurance purchases, Find local doctors abroad, Doctor visits covered, Lost luggage compensation, Policy extension, Claim submission

**Features:** Vision Pro support

**In-app purchases:** none


### מיכפל+

[App page](https://appshunter.io/ios/app/plus/id1583931924)

Access your payslips anytime, anywhere from your computer or mobile device. Easily report your work hours, absences, and more with GPS-based location tracking for employers.

**Highlights:** View payslips remotely, Report work start/end times, Report absences, GPS-based location reporting, Accessible via computer and app

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ביטוח נסיעות הראל חו"ל free?

ביטוח נסיעות הראל חו"ל is free to download, with no in-app purchases.

### Is מיכפל+ free?

מיכפל+ is free to download, with no in-app purchases.

### Which has better reviews, ביטוח נסיעות הראל חו"ל or מיכפל+?

ביטוח נסיעות הראל חו"ל and מיכפל+ are both rated 1.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do ביטוח נסיעות הראל חו"ל or מיכפל+ have ads?

ביטוח נסיעות הראל חו"ל shows ads; מיכפל+ does not.

### Which is updated more often, ביטוח נסיעות הראל חו"ל or מיכפל+?

ביטוח נסיעות הראל חו"ל ships an update monthly, and מיכפל+ every 6 weeks. Most recently, ביטוח נסיעות הראל חו"ל was updated on November 3, 2026 and מיכפל+ on November 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*