# ביטוח נסיעות הראל חו"ל vs LAYA

The clearest difference is review sentiment: LAYA at 100% against ביטוח נסיעות הראל חו"ל's 0%. LAYA also leads on rating (4.9 vs 1.0) and ads (none vs shown). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LAYA holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: LAYA has 13 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of ביטוח נסיעות הראל חו"ל's written reviews are positive against 100% of LAYA's.

ביטוח נסיעות הראל חו"ל ships an update monthly, LAYA weekly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | ביטוח נסיעות הראל חו"ל | LAYA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/id1493917180/reviews) | **[4.9 (13 ratings)](https://appshunter.io/ios/app/laya/id6449288260/reviews)** |
| Number of ratings | 2 | **13** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Weekly** |
| Monetization | Ad-supported | **Free** |
| Size | 34 MB | 190 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Harel Insurance Investments and Financial Services Ltd](https://appshunter.io/developer/404417286) | [Laya](https://appshunter.io/developer/1677395264) |

## What reviewers say

### ביטוח נסיעות הראל חו"ל

[App page](https://appshunter.io/ios/app/id1493917180)

Purchase travel insurance and receive cashback on every purchase, reducing the cost of future trips. Access medical assistance abroad through Air Doctor and manage your policy, including lost luggage claims and extensions.

**Highlights:** Cashback on insurance purchases, Find local doctors abroad, Doctor visits covered, Lost luggage compensation, Policy extension, Claim submission

**Features:** Vision Pro support

**In-app purchases:** none


### LAYA

[App page](https://appshunter.io/ios/app/laya/id6449288260)

This digital wallet simplifies international payments with zero currency exchange fees and real-time exchange rates. It offers secure transactions, smart group expense splitting, and direct currency purchases within the app, all managed through a user-friendly Hebrew interface.

**Highlights:** Zero currency exchange fees, Real-time exchange rates, Smart group expense splitting, Secure digital and physical card, Direct currency purchase in-app, Hebrew interface and customer support

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is ביטוח נסיעות הראל חו"ל free?

ביטוח נסיעות הראל חו"ל is free to download, with no in-app purchases.

### Is LAYA free?

LAYA is free to download, with no in-app purchases.

### Which has better reviews, ביטוח נסיעות הראל חו"ל or LAYA?

LAYA is rated higher. ביטוח נסיעות הראל חו"ל averages 1.0 out of 5 from 2 ratings, while LAYA averages 4.9 from 13 ratings.

### Do ביטוח נסיעות הראל חו"ל or LAYA have ads?

ביטוח נסיעות הראל חו"ל shows ads; LAYA does not.

### Which is updated more often, ביטוח נסיעות הראל חו"ל or LAYA?

ביטוח נסיעות הראל חו"ל ships an update monthly, and LAYA weekly. Most recently, ביטוח נסיעות הראל חו"ל was updated on October 24, 2026 and LAYA on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*