# Transact eAccounts vs MyUMO

Transact eAccounts and MyUMO both sit at 4.8 stars, but that hides the real split: 100% of MyUMO's written reviews are positive against 40% of Transact eAccounts's. MyUMO also leads on device support (3 vs 1) and iOS requirement (14.2 vs 17.0). Transact eAccounts's advantage is ratings volume (55K vs 3) and update cadence (monthly vs every 5 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Transact eAccounts holds the better App Store score, 4.8 against 4.7. That said, the two scores are not equally well evidenced: Transact eAccounts has 55K ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 40% of Transact eAccounts's written reviews are positive against 100% of MyUMO's, so the app with the better star average is not the one people write more warmly about.

Transact eAccounts ships an update monthly, MyUMO every 5 months. The most recent releases landed on October 25, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Transact eAccounts | MyUMO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (55K ratings)](https://appshunter.io/ios/app/transact-eaccounts/id1493974212/reviews)** | [4.7 (3 ratings)](https://appshunter.io/ios/app/myumo/id1527188371/reviews) |
| Number of ratings | **55K** | 3 |
| Positive reviews | 39.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 months |
| Monetization | Free | Free |
| Best chart rank | **#200** | — |
| Size | 27 MB | 8 MB |
| Requires iOS | 17.0 | **14.2** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Transact Campus, LLC](https://appshunter.io/developer/1478447789) | [UCROO](https://appshunter.io/developer/662021288) |

## What reviewers say

### Transact eAccounts

[App page](https://appshunter.io/ios/app/transact-eaccounts/id1493974212)

**Currently charting:** #200 Top Free · Education (US App Store)

Manage your campus accounts on the go. View balances, track transactions, and add funds easily. At participating institutions, use your digital ID for access and payments.

**Highlights:** View account balances, Track recent transactions, Add money to accounts, Digital ID in Apple Wallet, Report lost/found cards, Multi-factor authentication

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great technology
- 🚀 Convenient
- 👍 Easy to use
- 👍 Accessible
- 👍 Helpful

**What reviewers complain about**

- 🐛 Inconsistent performance
- 🐛 Unreliable
- 🐛 Slow
- 🐛 Buggy
- 🐛 Glitchy

**Reported bugs**

- Cannot add card to wallet
- Login/authentication issues
- Incorrect balance display
- Grayed out main screen after login
- Inability to find/select school

**Requested features**

- Allow for two accounts under the same institution
- Add option to edit payments within the app
- Improve wallet integration


### MyUMO

[App page](https://appshunter.io/ios/app/myumo/id1527188371)

This app serves as a central hub for university students, consolidating important announcements, conversations, events, and resources. It facilitates peer collaboration through groups and helps students connect with others who share similar interests. Users receive timely updates on grades, assignments, and campus news.

**Highlights:** Centralized announcements and updates, Group creation for collaboration, Student connection based on interests, Grade and assessment notifications, Event reminders, One-click access to university systems

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Transact eAccounts free?

Transact eAccounts is free to download, with no in-app purchases.

### Is MyUMO free?

MyUMO is free to download, with no in-app purchases.

### Which has better reviews, Transact eAccounts or MyUMO?

Transact eAccounts is rated higher. Transact eAccounts averages 4.8 out of 5 from 55K ratings, while MyUMO averages 4.7 from 3 ratings.

### Do Transact eAccounts or MyUMO have ads?

Neither Transact eAccounts nor MyUMO shows ads.

### Which is updated more often, Transact eAccounts or MyUMO?

Transact eAccounts ships an update monthly, and MyUMO every 5 months. Most recently, Transact eAccounts was updated on October 25, 2026 and MyUMO on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*