# Transact eAccounts vs myPLNU

The clearest difference is review sentiment: myPLNU at 100% against Transact eAccounts's 40%. myPLNU also leads on rating (5.0 vs 4.8) and device support (3 vs 1). Transact eAccounts's advantage is update cadence (monthly vs every 8 months) and ratings volume (49K vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

myPLNU holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Transact eAccounts has 49K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 40% of Transact eAccounts's written reviews are positive against 100% of myPLNU's.

Transact eAccounts ships an update monthly, myPLNU every 8 months. The most recent releases landed on October 18, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Transact eAccounts | myPLNU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (49K ratings)](https://appshunter.io/ios/app/transact-eaccounts/id1493974212/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/myplnu/id6450691171/reviews)** |
| Number of ratings | **49K** | 2 |
| Positive reviews | 39.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 8 months |
| Monetization | Free | Free |
| Size | 27 MB | 8 MB |
| Requires iOS | 17.0 | **14.2** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Transact Campus, LLC](https://appshunter.io/developer/1478447789) | [Point Loma Nazarene University](https://appshunter.io/developer/863077656) |

## What reviewers say

### Transact eAccounts

[App page](https://appshunter.io/ios/app/transact-eaccounts/id1493974212)

Manage your campus accounts on the go. View balances, track transactions, and add funds easily. At participating institutions, use your digital ID for access and payments.

**Highlights:** View account balances, Track recent transactions, Add money to accounts, Digital ID in Apple Wallet, Report lost/found cards, Multi-factor authentication

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great technology
- 🚀 Convenient
- 👍 Easy to use
- 👍 Accessible
- 👍 Helpful

**What reviewers complain about**

- 🐛 Inconsistent performance
- 🐛 Unreliable
- 🐛 Slow
- 🐛 Buggy
- 🐛 Glitchy

**Reported bugs**

- Cannot add card to wallet
- Login/authentication issues
- Incorrect balance display
- Grayed out main screen after login
- Inability to find/select school

**Requested features**

- Allow for two accounts under the same institution
- Add option to edit payments within the app
- Improve wallet integration


### myPLNU

[App page](https://appshunter.io/ios/app/myplnu/id6450691171)

This app connects university students with essential systems, information, and campus updates. It provides access to academic tools, personalized notifications, and campus event details to help students succeed.

**Highlights:** Access academic systems (Workday, Canvas, Gmail), Receive key notifications, Stay updated on announcements, Search for people and resources, Connect with campus organizations, Manage to-do lists, Find campus events

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Transact eAccounts free?

Transact eAccounts is free to download, with no in-app purchases.

### Is myPLNU free?

myPLNU is free to download, with no in-app purchases.

### Which has better reviews, Transact eAccounts or myPLNU?

myPLNU is rated higher. Transact eAccounts averages 4.8 out of 5 from 49K ratings, while myPLNU averages 5.0 from 2 ratings.

### Do Transact eAccounts or myPLNU have ads?

Neither Transact eAccounts nor myPLNU shows ads.

### Which is updated more often, Transact eAccounts or myPLNU?

Transact eAccounts ships an update monthly, and myPLNU every 8 months. Most recently, Transact eAccounts was updated on October 18, 2026 and myPLNU on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*