# Transact eAccounts vs Lagoon

Transact eAccounts and Lagoon both sit at 4.8 stars, but that hides the real split: 100% of Lagoon's written reviews are positive against 40% of Transact eAccounts's. Lagoon also leads on update cadence (every 6 days vs monthly). Transact eAccounts's advantage is ratings volume (55K vs 4) and chart position (#203 vs unranked). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lagoon holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Transact eAccounts has 55K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 40% of Transact eAccounts's written reviews are positive against 100% of Lagoon's.

Transact eAccounts ships an update monthly, Lagoon every 6 days. The most recent releases landed on November 1, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | Transact eAccounts | Lagoon |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (55K ratings)](https://appshunter.io/ios/app/transact-eaccounts/id1493974212/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/lagoon-ucsb-campus/id6760681142/reviews)** |
| Number of ratings | **55K** | 4 |
| Positive reviews | 39.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 6 days** |
| Monetization | Free | Free |
| Best chart rank | **#203** | — |
| Size | 27 MB | 30 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Transact Campus, LLC](https://appshunter.io/developer/1478447789) | [Safahi Corp.](https://appshunter.io/developer/1605865839) |

## What reviewers say

### Transact eAccounts

[App page](https://appshunter.io/ios/app/transact-eaccounts/id1493974212)

**Currently charting:** #203 Top Free · Education (US App Store)

Manage your campus accounts on the go. View balances, track transactions, and add funds easily. At participating institutions, use your digital ID for access and payments.

**Highlights:** View account balances, Track recent transactions, Add money to accounts, Digital ID in Apple Wallet, Report lost/found cards, Multi-factor authentication

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great technology
- 🚀 Convenient
- 👍 Easy to use
- 👍 Accessible
- 👍 Helpful

**What reviewers complain about**

- 🐛 Inconsistent performance
- 🐛 Unreliable
- 🐛 Slow
- 🐛 Buggy
- 🐛 Glitchy

**Reported bugs**

- Cannot add card to wallet
- Login/authentication issues
- Incorrect balance display
- Grayed out main screen after login
- Inability to find/select school

**Requested features**

- Allow for two accounts under the same institution
- Add option to edit payments within the app
- Improve wallet integration


### Lagoon

[App page](https://appshunter.io/ios/app/lagoon-ucsb-campus/id6760681142)

This app helps UCSB students organize their college life by consolidating class schedules, dining hall information, campus events, and social connections. It offers features for planning your week, connecting with classmates, and staying updated on campus happenings in a user-friendly interface.

**Highlights:** Class scheduling and quarter planning, Finals tracking, Home Screen widgets, Friend connections and study groups, Dining hall menus, Campus event browsing, Daily Nexus news reader

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Transact eAccounts free?

Transact eAccounts is free to download, with no in-app purchases.

### Is Lagoon free?

Lagoon is free to download, with no in-app purchases.

### Which has better reviews, Transact eAccounts or Lagoon?

Lagoon is rated higher. Transact eAccounts averages 4.8 out of 5 from 55K ratings, while Lagoon averages 5.0 from 4 ratings.

### Do Transact eAccounts or Lagoon have ads?

Neither Transact eAccounts nor Lagoon shows ads.

### Which is updated more often, Transact eAccounts or Lagoon?

Transact eAccounts ships an update monthly, and Lagoon every 6 days. Most recently, Transact eAccounts was updated on November 1, 2026 and Lagoon on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*