# Tarjeta Máximo vs iO

The clearest difference is review sentiment: iO at 80% against Tarjeta Máximo's 42%. iO also leads on rating (4.9 vs 4.4). Tarjeta Máximo's advantage is update cadence (every 3 days vs weekly). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

iO holds the better App Store score, 4.9 against 4.4. Both are backed by a comparable volume of ratings — 35 and 87 respectively. Written reviews point the same way: 42% of Tarjeta Máximo's written reviews are positive against 80% of iO's.

Tarjeta Máximo ships an update every 3 days, iO weekly. The most recent releases landed on October 16, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Tarjeta Máximo | iO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (35 ratings)](https://appshunter.io/ios/app/tarjeta-maximo/id1494055111/reviews) | **[4.9 (87 ratings)](https://appshunter.io/ios/app/io/id1658364787/reviews)** |
| Number of ratings | 35 | **87** |
| Positive reviews | 41.9% of reviews | **80.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 days** | Weekly |
| Monetization | Free | Free |
| Size | 137 MB | 320 MB |
| Requires iOS | 16.6 | **15.6** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Maximo](https://appshunter.io/developer/1494055110) | [Banco de Crédito BCP](https://appshunter.io/developer/734369610) |

## What reviewers say

### Tarjeta Máximo

[App page](https://appshunter.io/ios/app/tarjeta-maximo/id1494055111)

Manage your money and make purchases with a virtual or physical card. Earn cashback on all your spending and easily recharge your account at numerous physical locations. This app simplifies financial management without traditional banking complexities.

**Highlights:** Virtual and physical card management, Cashback on all purchases, Money management, Easy physical recharges, No banking fees or complications

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### iO

[App page](https://appshunter.io/ios/app/io/id1658364787)

Manage a digital credit card entirely from your phone. Enjoy unlimited 1% cashback on all purchases and exclusive discounts. Securely activate/deactivate your card and get 24/7 support.

**Highlights:** 100% digital credit card management, Unlimited 1% cashback, Exclusive partner discounts, Virtual and physical card options, Card activation/deactivation, 24/7 chat support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Tarjeta Máximo free?

Tarjeta Máximo is free to download, with no in-app purchases.

### Is iO free?

iO is free to download, with no in-app purchases.

### Which has better reviews, Tarjeta Máximo or iO?

iO is rated higher. Tarjeta Máximo averages 4.4 out of 5 from 35 ratings, while iO averages 4.9 from 87 ratings.

### Do Tarjeta Máximo or iO have ads?

Neither Tarjeta Máximo nor iO shows ads.

### Which is updated more often, Tarjeta Máximo or iO?

Tarjeta Máximo ships an update every 3 days, and iO weekly. Most recently, Tarjeta Máximo was updated on October 16, 2026 and iO on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*