# 螞蟻銀行(香港) vs BOCHK 中銀香港

The clearest difference is rating: BOCHK 中銀香港 at 4.8 against 螞蟻銀行(香港)'s 2.9. BOCHK 中銀香港 also leads on monetization model (free vs free with in-app purchases) and ratings volume (7.2K vs 8). 螞蟻銀行(香港)'s advantage is review sentiment (50% vs 35%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BOCHK 中銀香港 holds the better App Store score, 4.8 against 2.9. That said, the two scores are not equally well evidenced: BOCHK 中銀香港 has 7.2K ratings behind it against 8, so its average is the more settled of the two. Written reviews complicate that: 50% of 螞蟻銀行(香港)'s written reviews are positive against 35% of BOCHK 中銀香港's, so the app with the better star average is not the one people write more warmly about.

螞蟻銀行(香港) ships an update monthly, BOCHK 中銀香港 every 3 weeks. The most recent releases landed on October 5, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | 螞蟻銀行(香港) | BOCHK 中銀香港 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (8 ratings)](https://appshunter.io/ios/app/id1494094567/reviews) | **[4.8 (7.2K ratings)](https://appshunter.io/ios/app/bochk/id1534534188/reviews)** |
| Number of ratings | 8 | **7.2K** |
| Positive reviews | **50.0% of reviews** | 35.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 231 MB | 200 MB |
| Requires iOS | 14.0 | 14.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [ANT BANK HONG KONG LIMITED](https://appshunter.io/developer/1494094566) | [Bank of China (Hong Kong) Limited](https://appshunter.io/developer/385731636) |

## What reviewers say

### 螞蟻銀行(香港)

[App page](https://appshunter.io/ios/app/id1494094567)

A digital banking app offering fast, secure, and professional financial services. It provides quick account opening, high-interest savings, investment options, and easy financing solutions. Manage your money, insurance, and transfers conveniently from your mobile device.

**Highlights:** Quick account opening, High-interest savings accounts, Investment account opening, Online insurance management, Personal and installment loans, Easy fund transfers, 24/7 customer support

**In-app purchases:** none


### BOCHK 中銀香港

[App page](https://appshunter.io/ios/app/bochk/id1534534188)

Manage all your financial needs in one place. Open accounts, transfer money, pay bills, invest, and manage loans and insurance. Enjoy convenient banking with online customer service and green financial options.

**Highlights:** Account opening without branch visit, Instant money transfers via FPS, Bill payment for over 850 merchants, Multi-currency time deposit plans, Stock, fund, and forex trading, Credit card management and privileges, Insurance purchase and policy checks, Personal loan applications, Cross-border remittances and wealth management, 24/7 online customer service

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and fast
- 🚀 Smooth user experience
- 📱 Supports Face ID login

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Scanning ID card problems
- 🐛 Crashes and freezes
- ⏱️ Slow performance
- 🔄 Constant updates

**Reported bugs**

- Unable to login consistently
- ID card scanning not working properly
- App crashing on launch

**Requested features**

- Add auto-focus for ID card scanning
- Improve location detection for account opening
- Provide better customer support


## Frequently asked questions

### Is 螞蟻銀行(香港) free?

螞蟻銀行(香港) is free to download, with no in-app purchases.

### Is BOCHK 中銀香港 free?

BOCHK 中銀香港 is free to download, with no in-app purchases.

### Which has better reviews, 螞蟻銀行(香港) or BOCHK 中銀香港?

BOCHK 中銀香港 is rated higher. 螞蟻銀行(香港) averages 2.9 out of 5 from 8 ratings, while BOCHK 中銀香港 averages 4.8 from 7.2K ratings.

### Do 螞蟻銀行(香港) or BOCHK 中銀香港 have ads?

Neither 螞蟻銀行(香港) nor BOCHK 中銀香港 shows ads.

### Which is updated more often, 螞蟻銀行(香港) or BOCHK 中銀香港?

螞蟻銀行(香港) ships an update monthly, and BOCHK 中銀香港 every 3 weeks. Most recently, 螞蟻銀行(香港) was updated on October 5, 2026 and BOCHK 中銀香港 on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*