# 螞蟻銀行(香港) vs ZA One

The clearest difference is rating: ZA One at 5.0 against 螞蟻銀行(香港)'s 2.9. ZA One also leads on monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 14.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ZA One holds the better App Store score, 5.0 against 2.9. Both are backed by a comparable volume of ratings — 8 and 3 respectively. Written reviews split almost evenly too, at 50% and 50% positive.

螞蟻銀行(香港) ships an update monthly, ZA One every 2 weeks. The most recent releases landed on October 24, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | 螞蟻銀行(香港) | ZA One |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (8 ratings)](https://appshunter.io/ios/app/id1494094567/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/za-one/id1565490497/reviews)** |
| Number of ratings | **8** | 3 |
| Positive reviews | 50.0% of reviews | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 231 MB | 111 MB |
| Requires iOS | 14.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ANT BANK HONG KONG LIMITED](https://appshunter.io/developer/1494094566) | [ZA INTERNATIONAL FINANCIAL SERVICES LIMITED](https://appshunter.io/developer/1565490499) |

## What reviewers say

### 螞蟻銀行(香港)

[App page](https://appshunter.io/ios/app/id1494094567)

A digital banking app offering fast, secure, and professional financial services. It provides quick account opening, high-interest savings, investment options, and easy financing solutions. Manage your money, insurance, and transfers conveniently from your mobile device.

**Highlights:** Quick account opening, High-interest savings accounts, Investment account opening, Online insurance management, Personal and installment loans, Easy fund transfers, 24/7 customer support

**In-app purchases:** none


### ZA One

[App page](https://appshunter.io/ios/app/za-one/id1565490497)

Manage your finances effortlessly with this intuitive tool. It provides integrated financial services, including investment funds and management of your ZA Coin and ZA Fam accounts. Take control of your wealth with just a tap.

**Highlights:** Investment fund access, Manage ZA Coin balance, Manage ZA Fam account, Integrated financial services, Intuitive money management

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 螞蟻銀行(香港) free?

螞蟻銀行(香港) is free to download, with no in-app purchases.

### Is ZA One free?

ZA One is free to download, with no in-app purchases.

### Which has better reviews, 螞蟻銀行(香港) or ZA One?

ZA One is rated higher. 螞蟻銀行(香港) averages 2.9 out of 5 from 8 ratings, while ZA One averages 5.0 from 3 ratings.

### Do 螞蟻銀行(香港) or ZA One have ads?

Neither 螞蟻銀行(香港) nor ZA One shows ads.

### Which is updated more often, 螞蟻銀行(香港) or ZA One?

螞蟻銀行(香港) ships an update monthly, and ZA One every 2 weeks. Most recently, 螞蟻銀行(香港) was updated on October 24, 2026 and ZA One on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*