# Switch by Sterling vs Platnova

The clearest difference is rating: Platnova at 4.0 against Switch by Sterling's 2.8. Platnova also leads on review sentiment (69% vs 36%) and update cadence (weekly vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Platnova holds the better App Store score, 4.0 against 2.8. That said, the two scores are not equally well evidenced: Platnova has 183 ratings behind it against 21, so its average is the more settled of the two. Written reviews point the same way: 36% of Switch by Sterling's written reviews are positive against 69% of Platnova's.

Switch by Sterling ships an update every 6 weeks, Platnova weekly. The most recent releases landed on October 13, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Switch by Sterling | Platnova |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (21 ratings)](https://appshunter.io/ios/app/switch-by-sterling/id1494153941/reviews) | **[4.0 (183 ratings)](https://appshunter.io/ios/app/platnova/id1619003446/reviews)** |
| Number of ratings | 21 | **183** |
| Positive reviews | 36.4% of reviews | **69.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Weekly** |
| Monetization | Free | Free |
| Size | 48 MB | 224 MB |
| Requires iOS | **14.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Sterling Bank Plc](https://appshunter.io/developer/904621992) | [Platnova](https://appshunter.io/developer/1680272696) |

## What reviewers say

### Switch by Sterling

[App page](https://appshunter.io/ios/app/switch-by-sterling/id1494153941)

This financial service app allows for seamless international money transfers, bill payments, and access to savings accounts, investment plans, lending, and insurance. It aims to help users achieve a financially healthy lifestyle with transparent pricing and secure fund management.

**Highlights:** International money transfers, Multi-currency savings accounts, Investment plans, Lending and insurance products, Bill payments (airtime, cable, internet), Money requests, Secure fund management

**Features:** macOS Compatibility

**In-app purchases:** none


### Platnova

[App page](https://appshunter.io/ios/app/platnova/id1619003446)

This app facilitates global money transfers, secure savings, and bill payments in over 80 countries and 25 currencies. It offers virtual and physical cards for purchases, gift card services, and lifestyle bookings, all secured with advanced authentication and 24/7 support.

**Highlights:** Global money transfers, Multi-currency wallet, Virtual and physical cards, Bill payments and top-ups, Gift cards, Vault savings, Lifestyle services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and seamless transactions
- 👍 User-friendly interface
- 🔒 Secure platform
- 💜 Unique features (avatars, tags)
- 🌍 Reliable global finance management

**What reviewers complain about**

- 🐛 Account restrictions and delays
- 💸 Excessive fees and charges
- 🤔 Unclear verification process
- 🕰️ Slow customer support response

**Reported bugs**

- Restricted account access
- Delayed or missing fund transfers
- Incompatibility with certain payment methods

**Requested features**

- Gift card and virtual card purchase options
- Improved withdrawal and refund process
- Expanded payment method support


## Frequently asked questions

### Is Switch by Sterling free?

Switch by Sterling is free to download, with no in-app purchases.

### Is Platnova free?

Platnova is free to download, with no in-app purchases.

### Which has better reviews, Switch by Sterling or Platnova?

Platnova is rated higher. Switch by Sterling averages 2.8 out of 5 from 21 ratings, while Platnova averages 4.0 from 183 ratings.

### Do Switch by Sterling or Platnova have ads?

Neither Switch by Sterling nor Platnova shows ads.

### Which is updated more often, Switch by Sterling or Platnova?

Switch by Sterling ships an update every 6 weeks, and Platnova weekly. Most recently, Switch by Sterling was updated on October 13, 2026 and Platnova on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*