# Switch by Sterling vs Arival

The clearest difference is rating: Arival at 3.8 against Switch by Sterling's 2.8. Switch by Sterling's advantage is review sentiment (36% vs 0%) and iOS requirement (14.0 vs 17.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Arival holds the better App Store score, 3.8 against 2.8. Both are backed by a comparable volume of ratings — 21 and 10 respectively. Written reviews complicate that: 36% of Switch by Sterling's written reviews are positive against 0% of Arival's, so the app with the better star average is not the one people write more warmly about.

Switch by Sterling ships an update every 6 weeks, Arival every 3 weeks. The most recent releases landed on June 7, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | Switch by Sterling | Arival |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (21 ratings)](https://appshunter.io/ios/app/switch-by-sterling/id1494153941/reviews) | **[3.8 (10 ratings)](https://appshunter.io/ios/app/arival/id6443695634/reviews)** |
| Number of ratings | **21** | 10 |
| Positive reviews | **36.4% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 48 MB | 126 MB |
| Requires iOS | **14.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Sterling Bank Plc](https://appshunter.io/developer/904621992) | [Arivalbank](https://appshunter.io/developer/1550272442) |

## What reviewers say

### Switch by Sterling

[App page](https://appshunter.io/ios/app/switch-by-sterling/id1494153941)

This financial service app allows for seamless international money transfers, bill payments, and access to savings accounts, investment plans, lending, and insurance. It aims to help users achieve a financially healthy lifestyle with transparent pricing and secure fund management.

**Highlights:** International money transfers, Multi-currency savings accounts, Investment plans, Lending and insurance products, Bill payments (airtime, cable, internet), Money requests, Secure fund management

**Features:** macOS Compatibility

**In-app purchases:** none


### Arival

[App page](https://appshunter.io/ios/app/arival/id6443695634)

A digital banking platform for global businesses and individuals. Open accounts online, manage multiple entities, and conduct seamless domestic and cross-border transactions. Offers enhanced security and premium account options.

**Highlights:** Online account opening, Multi-entity account management, Domestic and cross-border payments, Transaction history tracking, Enhanced security features, Premium account options

**In-app purchases:** none


## Frequently asked questions

### Is Switch by Sterling free?

Switch by Sterling is free to download, with no in-app purchases.

### Is Arival free?

Arival is free to download, with no in-app purchases.

### Which has better reviews, Switch by Sterling or Arival?

Arival is rated higher. Switch by Sterling averages 2.8 out of 5 from 21 ratings, while Arival averages 3.8 from 10 ratings.

### Do Switch by Sterling or Arival have ads?

Neither Switch by Sterling nor Arival shows ads.

### Which is updated more often, Switch by Sterling or Arival?

Switch by Sterling ships an update every 6 weeks, and Arival every 3 weeks. Most recently, Switch by Sterling was updated on June 7, 2026 and Arival on September 18, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*