# Switch by Sterling vs Zedcrest Wealth

The clearest difference is rating: Zedcrest Wealth at 4.5 against Switch by Sterling's 2.8. Zedcrest Wealth also leads on review sentiment (75% vs 36%) and update cadence (every 3 weeks vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Zedcrest Wealth holds the better App Store score, 4.5 against 2.8. Both are backed by a comparable volume of ratings — 21 and 99 respectively. Written reviews point the same way: 36% of Switch by Sterling's written reviews are positive against 75% of Zedcrest Wealth's.

Switch by Sterling ships an update every 6 weeks, Zedcrest Wealth every 3 weeks. The most recent releases landed on June 7, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Switch by Sterling | Zedcrest Wealth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (21 ratings)](https://appshunter.io/ios/app/switch-by-sterling/id1494153941/reviews) | **[4.5 (99 ratings)](https://appshunter.io/ios/app/zedcrest-wealth/id6449182177/reviews)** |
| Number of ratings | 21 | **99** |
| Positive reviews | 36.4% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 48 MB | 122 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Sterling Bank Plc](https://appshunter.io/developer/904621992) | [Zedcrest capital](https://appshunter.io/developer/1554855803) |

## What reviewers say

### Switch by Sterling

[App page](https://appshunter.io/ios/app/switch-by-sterling/id1494153941)

This financial service app allows for seamless international money transfers, bill payments, and access to savings accounts, investment plans, lending, and insurance. It aims to help users achieve a financially healthy lifestyle with transparent pricing and secure fund management.

**Highlights:** International money transfers, Multi-currency savings accounts, Investment plans, Lending and insurance products, Bill payments (airtime, cable, internet), Money requests, Secure fund management

**Features:** macOS Compatibility

**In-app purchases:** none


### Zedcrest Wealth

[App page](https://appshunter.io/ios/app/zedcrest-wealth/id6449182177)

Grow your money with Nigeria's leading savings and investment app. Earn rewards on all financial actions, from flexible savings to automated investments. Features include target savings, locked deposits, and multi-currency wallets for secure financial growth.

**Highlights:** Flexible savings with early withdrawal, Target savings for financial goals, Locked savings for discipline, Automated savings and investment, Mutual funds and Treasury Bills, Multi-currency wallets, Game Center and finance quizzes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Switch by Sterling free?

Switch by Sterling is free to download, with no in-app purchases.

### Is Zedcrest Wealth free?

Zedcrest Wealth is free to download, with no in-app purchases.

### Which has better reviews, Switch by Sterling or Zedcrest Wealth?

Zedcrest Wealth is rated higher. Switch by Sterling averages 2.8 out of 5 from 21 ratings, while Zedcrest Wealth averages 4.5 from 99 ratings.

### Do Switch by Sterling or Zedcrest Wealth have ads?

Neither Switch by Sterling nor Zedcrest Wealth shows ads.

### Which is updated more often, Switch by Sterling or Zedcrest Wealth?

Switch by Sterling ships an update every 6 weeks, and Zedcrest Wealth every 3 weeks. Most recently, Switch by Sterling was updated on June 7, 2026 and Zedcrest Wealth on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*