# Switch by Sterling vs Zap by Paystack

The clearest difference is rating: Zap by Paystack at 4.3 against Switch by Sterling's 2.8. Zap by Paystack also leads on review sentiment (62% vs 36%) and update cadence (every 2 weeks vs every 6 weeks). Switch by Sterling's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Zap by Paystack holds the better App Store score, 4.3 against 2.8. Both are backed by a comparable volume of ratings — 21 and 24 respectively. Written reviews point the same way: 36% of Switch by Sterling's written reviews are positive against 62% of Zap by Paystack's.

Switch by Sterling ships an update every 6 weeks, Zap by Paystack every 2 weeks. The most recent releases landed on October 13, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Switch by Sterling | Zap by Paystack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (21 ratings)](https://appshunter.io/ios/app/switch-by-sterling/id1494153941/reviews) | **[4.3 (24 ratings)](https://appshunter.io/ios/app/zap-by-paystack/id6463129864/reviews)** |
| Number of ratings | 21 | **24** |
| Positive reviews | 36.4% of reviews | **61.5% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 6 weeks | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 48 MB | 59 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Sterling Bank Plc](https://appshunter.io/developer/904621992) | [Paystack Payments Limited](https://appshunter.io/developer/1481413005) |

## What reviewers say

### Switch by Sterling

[App page](https://appshunter.io/ios/app/switch-by-sterling/id1494153941)

This financial service app allows for seamless international money transfers, bill payments, and access to savings accounts, investment plans, lending, and insurance. It aims to help users achieve a financially healthy lifestyle with transparent pricing and secure fund management.

**Highlights:** International money transfers, Multi-currency savings accounts, Investment plans, Lending and insurance products, Bill payments (airtime, cable, internet), Money requests, Secure fund management

**Features:** macOS Compatibility

**In-app purchases:** none


### Zap by Paystack

[App page](https://appshunter.io/ios/app/zap-by-paystack/id6463129864)

Send money to any bank account in Nigeria with ease. Enjoy a fast, secure, and reliable platform for all your transfer needs. The app offers a hassle-free onboarding process for a seamless start.

**Highlights:** Seamless onboarding, Fast bank transfers, Secure transactions, Reliable platform, Send money to any Nigerian bank

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Switch by Sterling free?

Switch by Sterling is free to download, with no in-app purchases.

### Is Zap by Paystack free?

Zap by Paystack is free to download, with no in-app purchases.

### Which has better reviews, Switch by Sterling or Zap by Paystack?

Zap by Paystack is rated higher. Switch by Sterling averages 2.8 out of 5 from 21 ratings, while Zap by Paystack averages 4.3 from 24 ratings.

### Do Switch by Sterling or Zap by Paystack have ads?

Zap by Paystack shows ads; Switch by Sterling does not.

### Which is updated more often, Switch by Sterling or Zap by Paystack?

Switch by Sterling ships an update every 6 weeks, and Zap by Paystack every 2 weeks. Most recently, Switch by Sterling was updated on October 13, 2026 and Zap by Paystack on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*