# Percento vs Money Talks

The clearest difference is ratings volume: Percento at 130 against Money Talks's 6. Money Talks's advantage is review sentiment (100% vs 88%) and iOS requirement (18.0 vs 26.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Percento sells 7 in-app purchases, starting at $1.99 per month and Money Talks sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for Percento against 4.7 for Money Talks. That said, the two scores are not equally well evidenced: Percento has 130 ratings behind it against 6, so its average is the more settled of the two. Written reviews are what separate them: 88% of Percento's written reviews are positive against 100% of Money Talks's.

Percento ships an update every 3 days, Money Talks every 4 days. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Percento | Money Talks |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (130 ratings)](https://appshunter.io/ios/app/percento-net-worth-tracker/id1494319934/reviews)** | [4.7 (6 ratings)](https://appshunter.io/ios/app/money-talks-expense-tracker/id6753856530/reviews) |
| Number of ratings | **130** | 6 |
| Positive reviews | 88.2% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 4 days |
| Monetization | Freemium | Freemium |
| Size | 31 MB | 53 MB |
| Requires iOS | 26.0 | **18.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Accanto Co., Ltd.](https://appshunter.io/developer/1330534480) | [Kai Teng Hou](https://appshunter.io/developer/1833864329) |

## What reviewers say

### Percento

[App page](https://appshunter.io/ios/app/percento-net-worth-tracker/id1494319934)

Track your net worth and investments with a focus on assets and stocks. Features automatic updates for global stock and crypto prices, multi-currency support, and beautiful, focused charts for investment decisions. Manage your asset mix and sync data across Apple devices.

**Highlights:** Track assets and investments, Automatic stock and crypto price updates, Multi-currency support, Investment decision charts, Account group asset management, Cross-device data sync

**Features:** macOS Compatibility, Family Sharing, Vision Pro support, iPhone Duo support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Percento Premium | $1.99 | per month |
| Percento Premium-4.0 | $1.99 | per month |
| Percento Premium | $12.99 | per year |
| Percento Premium | $12.99 | per year |
| Percento Premium | $12.99 | one-time |
| Percento Premium | $29.99 | one-time |
| Percento Premium | $34.99 | one-time |


### Money Talks

[App page](https://appshunter.io/ios/app/money-talks-expense-tracker/id6753856530)

Effortlessly log expenses using voice commands or by scanning receipts with AI. Get insights into your spending habits with a conversational financial assistant. Manage your cash flow and understand where your money goes.

**Highlights:** Voice expense logging, AI receipt scanning, Conversational financial assistant, Spending habit analysis, Cash flow tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月費 | $1.99 | per month |
| 年費 | $14.99 | per year |
| 終生 | $49.99 | one-time |


## Frequently asked questions

### Is Percento free?

Percento is free to download, with in-app purchases available.

### Is Money Talks free?

Money Talks is free to download, with in-app purchases available.

### Which has better reviews, Percento or Money Talks?

Percento is rated higher. Percento averages 4.7 out of 5 from 130 ratings, while Money Talks averages 4.7 from 6 ratings.

### Do Percento or Money Talks have ads?

Neither Percento nor Money Talks shows ads.

### Which is updated more often, Percento or Money Talks?

Percento ships an update every 3 days, and Money Talks every 4 days. Most recently, Percento was updated on November 7, 2026 and Money Talks on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*