# OnePay vs Mobily Pay

The clearest difference is ads: OnePay at none against Mobily Pay's shown. OnePay also leads on review sentiment (61% vs 35%) and ratings volume (443K vs 3.6K). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OnePay holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: OnePay has 443K ratings behind it against 3.6K, so its average is the more settled of the two. Written reviews point the same way: 61% of OnePay's written reviews are positive against 35% of Mobily Pay's.

OnePay ships an update every 6 days, Mobily Pay fortnightly. The most recent releases landed on September 26, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | OnePay | Mobily Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (443K ratings)](https://appshunter.io/ios/app/onepay-mobile-banking/id1494523953/reviews)** | [4.7 (3.6K ratings)](https://appshunter.io/ios/app/mobily-pay/id1620674097/reviews) |
| Number of ratings | **443K** | 3.6K |
| Positive reviews | **60.5% of reviews** | 34.6% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 6 days** | Fortnightly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#10** | — |
| Size | 184 MB | 146 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [One Finance, Inc.](https://appshunter.io/developer/1477126814) | [Etihad Digital Financial Company](https://appshunter.io/developer/1575721299) |

## What reviewers say

### OnePay

[App page](https://appshunter.io/ios/app/onepay-mobile-banking/id1494523953)

**Currently charting:** #10 Top Free · Finance, #133 Top Free (US App Store)

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

**Highlights:** Early pay and rewards, High-yield savings accounts, Cash back credit card, Affordable wireless plans, Credit builder loan, Buy now, pay later

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient banking features
- 🔒 Secure transactions
- 👍 Intuitive user interface
- 💡 Useful budgeting tools
- 🤑 Generous cash back and rewards

**What reviewers complain about**

- 🐛 Unreliable app performance
- 🤯 Frustrating account changes
- 🤔 Lack of transparency
- 🙅‍♀️ Poor customer service
- 💸 Unexpected fees and charges

**Reported bugs**

- Frequent app crashes
- Delayed transaction updates
- Issues with account access
- Incorrect account balances

**Requested features**

- Mobile check deposit
- Instant fund transfers
- More customization options
- Improved transaction search
- Joint account management


### Mobily Pay

[App page](https://appshunter.io/ios/app/mobily-pay/id1620674097)

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

**Highlights:** Visa card integration, Wallet to wallet transfers, Local bank transfers (SARIE), International transfers, SADAD bill payments, Scheduled payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Prompt and easy transaction
- 👍 Good service
- 🚀 Wonderful App made easy everything just one click
- 👍 Best Digital Wallet App in Saudi
- 👍 Excellent and value to money

**What reviewers complain about**

- 🐛 App not working
- 🐛 Slow app
- 🐛 Worst interface
- 🐛 App crashes
- 🐛 Visa not working

**Reported bugs**

- OTP not received
- Visa and Mastercard not accepted
- Frequent app crashes
- Slow app performance
- Registration issues

**Requested features**

- Introduce Mada prepaid card
- Add Sadad bills payment
- Improve international beneficiaries details
- Add mobile recharge options
- Integrate with Mobily account for bill payment and recharge


## Frequently asked questions

### Is OnePay free?

OnePay is free to download, with no in-app purchases.

### Is Mobily Pay free?

Mobily Pay is free to download, with no in-app purchases.

### Which has better reviews, OnePay or Mobily Pay?

OnePay is rated higher. OnePay averages 4.9 out of 5 from 443K ratings, while Mobily Pay averages 4.7 from 3.6K ratings.

### Do OnePay or Mobily Pay have ads?

Mobily Pay shows ads; OnePay does not.

### Which is updated more often, OnePay or Mobily Pay?

OnePay ships an update every 6 days, and Mobily Pay fortnightly. Most recently, OnePay was updated on September 26, 2026 and Mobily Pay on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*