# OnePay vs Security Bank App

The clearest difference is rating: OnePay at 4.9 against Security Bank App's 4.4. OnePay also leads on ratings volume (480K vs 346) and review sentiment (61% vs 37%). Security Bank App's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OnePay holds the better App Store score, 4.9 against 4.4. That said, the two scores are not equally well evidenced: OnePay has 480K ratings behind it against 346, so its average is the more settled of the two. Written reviews point the same way: 61% of OnePay's written reviews are positive against 37% of Security Bank App's.

OnePay ships an update every 6 days, Security Bank App every 2 weeks. The most recent releases landed on October 30, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | OnePay | Security Bank App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (480K ratings)](https://appshunter.io/ios/app/onepay-mobile-banking/id1494523953/reviews)** | [4.4 (346 ratings)](https://appshunter.io/ios/app/security-bank-app/id6476122865/reviews) |
| Number of ratings | **480K** | 346 |
| Positive reviews | **61.0% of reviews** | 36.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#8** | — |
| Size | 187 MB | 113 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [One Finance, Inc.](https://appshunter.io/developer/1477126814) | [Security Bank Corporation](https://appshunter.io/developer/977294211) |

## What reviewers say

### OnePay

[App page](https://appshunter.io/ios/app/onepay-mobile-banking/id1494523953)

**Currently charting:** #8 Top Free · Finance, #90 Top Free (US App Store)

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

**Highlights:** Early pay and rewards, High-yield savings accounts, Cash back credit card, Affordable wireless plans, Credit builder loan, Buy now, pay later

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient banking features
- 🔒 Secure transactions
- 👍 Intuitive user interface
- 💡 Useful budgeting tools
- 🤑 Generous cash back and rewards

**What reviewers complain about**

- 🐛 Unreliable app performance
- 🤯 Frustrating account changes
- 🤔 Lack of transparency
- 🙅‍♀️ Poor customer service
- 💸 Unexpected fees and charges

**Reported bugs**

- Frequent app crashes
- Delayed transaction updates
- Issues with account access
- Incorrect account balances

**Requested features**

- Mobile check deposit
- Instant fund transfers
- More customization options
- Improved transaction search
- Joint account management


### Security Bank App

[App page](https://appshunter.io/ios/app/security-bank-app/id6476122865)

Manage your finances with this comprehensive banking application. It offers features like quick balance checks, simplified bill payments, and secure money transfers. You can also control your credit cards, open savings accounts, and make cardless withdrawals.

**Highlights:** Quick Balance check, Simplified Bills Payment, Transfer Money (InstaPay), Card Control (lock/unlock, budget alerts), Open eSecure Savings accounts, eGiveCash (cardless withdrawals), Mobile Top-Up

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth and sleek app
- 🚀 Real-time transactions and credit card updates
- 👍 Better than previous version

**What reviewers complain about**

- 🐛 Unable to register/login
- 🐛 OTP issues, especially for international numbers
- 🐛 Incorrect information errors
- 🐛 Bugs and glitches
- 🐛 Cooldown period for transactions

**Reported bugs**

- Keyboard not popping up for OTP input
- Notification settings issue for PIN setup
- Incorrect country code icon for USA
- Login issues after registration

**Requested features**

- Transaction descriptions (e.g., store names)
- Email notifications for successful fund transfers


## Frequently asked questions

### Is OnePay free?

OnePay is free to download, with no in-app purchases.

### Is Security Bank App free?

Security Bank App is free to download, with no in-app purchases.

### Which has better reviews, OnePay or Security Bank App?

OnePay is rated higher. OnePay averages 4.9 out of 5 from 480K ratings, while Security Bank App averages 4.4 from 346 ratings.

### Do OnePay or Security Bank App have ads?

Neither OnePay nor Security Bank App shows ads.

### Which is updated more often, OnePay or Security Bank App?

OnePay ships an update every 6 days, and Security Bank App every 2 weeks. Most recently, OnePay was updated on October 30, 2026 and Security Bank App on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*