# KACFCU vs Root River State Bank

The clearest difference is update cadence: Root River State Bank at monthly against KACFCU's every 5 months. Root River State Bank also leads on ratings volume (75 vs 18). KACFCU's advantage is iOS requirement (15.0 vs 18.4). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for KACFCU against 4.9 for Root River State Bank. Both are backed by a comparable volume of ratings — 18 and 75 respectively.

KACFCU ships an update every 5 months, Root River State Bank monthly. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | KACFCU | Root River State Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (18 ratings)](https://appshunter.io/ios/app/kacfcu/id1494958225/reviews) | **[4.9 (75 ratings)](https://appshunter.io/ios/app/root-river-state-bank/id1537603916/reviews)** |
| Number of ratings | 18 | **75** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 5 months | **Monthly** |
| Monetization | Ad-supported | Ad-supported |
| Size | 111 MB | 170 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Korean American Catholics Federal Credit Union](https://appshunter.io/developer/1494958224) | [Johnson Bancshares, Inc.](https://appshunter.io/developer/1537603918) |

## What reviewers say

### KACFCU

[App page](https://appshunter.io/ios/app/kacfcu/id1494958225)

Manage your finances conveniently from your mobile device. Check balances, review transactions, transfer funds, and pay bills securely on the go. Requires enrollment in online banking.

**Highlights:** Check account balances, Review recent transactions, Transfer funds between accounts, View and pay bills, Secure mobile access

**In-app purchases:** none


### Root River State Bank

[App page](https://appshunter.io/ios/app/root-river-state-bank/id1537603916)

Manage all your financial accounts in one place, including those from other institutions. Organize transactions with tags and notes, set balance alerts, and make payments. Deposit checks, transfer funds, and secure your account with biometric options.

**Highlights:** Aggregate all financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, Biometric security

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is KACFCU free?

KACFCU is free to download, with no in-app purchases.

### Is Root River State Bank free?

Root River State Bank is free to download, with no in-app purchases.

### Which has better reviews, KACFCU or Root River State Bank?

Root River State Bank is rated higher. KACFCU averages 4.9 out of 5 from 18 ratings, while Root River State Bank averages 4.9 from 75 ratings.

### Do KACFCU or Root River State Bank have ads?

Both KACFCU and Root River State Bank show ads.

### Which is updated more often, KACFCU or Root River State Bank?

KACFCU ships an update every 5 months, and Root River State Bank monthly. Most recently, KACFCU was updated on November 3, 2026 and Root River State Bank on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*