# mHPB vs Genius by InterCapital

The clearest difference is ads: mHPB at none against Genius by InterCapital's shown. mHPB also leads on monetization model (free vs free with in-app purchases) and ratings volume (142 vs 2). Genius by InterCapital's advantage is rating (5.0 vs 4.6) and device support (3 vs 1). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Genius by InterCapital holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: mHPB has 142 ratings behind it against 2, so its average is the more settled of the two.

mHPB ships an update every 6 weeks, Genius by InterCapital every 4 weeks. The most recent releases landed on September 21, 2026 and August 3, 2026 respectively.

## The numbers

| Metric | mHPB | Genius by InterCapital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (142 ratings)](https://appshunter.io/ios/app/mhpb/id1495017634/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/genius-by-intercapital/id1499823028/reviews)** |
| Number of ratings | **142** | 2 |
| Positive reviews | 38.5% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 6 weeks | **Every 4 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 215 MB | 143 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [HPB d.d.](https://appshunter.io/developer/1495017633) | [INTERCAPITAL ASSET MANAGEMENT d.o.o.](https://appshunter.io/developer/1499823027) |

## What reviewers say

### mHPB

[App page](https://appshunter.io/ios/app/mhpb/id1495017634)

This mobile application provides comprehensive banking services for individuals and businesses. It allows users to manage accounts, make payments, view card transactions, and access various financial tools. The app also offers secure mobile token functionality and direct communication with bank staff.

**Highlights:** Account management, Payment processing, Card transaction overview, Mobile token service, Secure login with PIN/biometrics, Direct communication with bank

**Features:** Apple Wallet

**In-app purchases:** none


### Genius by InterCapital

[App page](https://appshunter.io/ios/app/genius-by-intercapital/id1499823028)

This app offers a simple and flexible way to invest long-term in global and regional ETFs. It provides diversified ETF portfolios, options for smart cash management, and ETF savings plans. Ideal for both beginners and experienced investors.

**Highlights:** Diversified ETF portfolios, ETF savings plans, Smart cash management, Investment in gold via ETF, User-tailored risk tolerance, Low minimum investment

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is mHPB free?

mHPB is free to download, with no in-app purchases.

### Is Genius by InterCapital free?

Genius by InterCapital is free to download, with no in-app purchases.

### Which has better reviews, mHPB or Genius by InterCapital?

Genius by InterCapital is rated higher. mHPB averages 4.6 out of 5 from 142 ratings, while Genius by InterCapital averages 5.0 from 2 ratings.

### Do mHPB or Genius by InterCapital have ads?

Genius by InterCapital shows ads; mHPB does not.

### Which is updated more often, mHPB or Genius by InterCapital?

mHPB ships an update every 6 weeks, and Genius by InterCapital every 4 weeks. Most recently, mHPB was updated on September 21, 2026 and Genius by InterCapital on August 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*